When Zhu Yuanzhang saw the video of Tianmu mentioning the treasure money he invented, he immediately got up, and his self-confidence was about to burst.
"It seems that our policy is really correct. "
"Even people hundreds of years later are using treasure money. "
"No, we have to increase our efforts, and we must implement the treasure money policy in various places. "
Zhu Yuanzhang was full of interest.
I can't wait to convene a court meeting immediately.
Let all the officials of the Ming Dynasty gather together to do this big thing.
In his eyes.
Banks are no different from treasure money.
Just print it casually.
The common people will buy it.
"Dad is right, treasure money is a good thing, a thin piece of paper can buy countless things, much more useful than copper coins and gold. "
The simple-minded Zhu Di also felt that his father was very amazing, and he could think of such an idea of a hen laying golden eggs.
If he had become emperor, he would have continued to use this method.
“......"
Zhu Biao looked worried.
I always feel weird.
Datang.
Li Shimin admires Zhu Yuanzhang very much.
"I didn't expect this Lao Zhu to look like a big old man, and he could come up with the same monetary policy as later generations. "
"I really underestimated him. "
"But then again, the bank is a very convenient thing, people don't need to carry real money, they can use it as money with just a note, and solve all their problems. "
The role of the bank in the video made Li Shimin's heart itch.
During the Tang Dynasty, there was no money bank, but there were similar institutions among the people.
These institutions are only in their infancy and have not been widely used on a large scale.
If the imperial court takes the lead and opens banks in various parts of the people, it is also a good idea to deposit all the money of the common people into it.
Daqin.
"This way of currency exchange is much more advanced than that of Great Qin. "
Ying Zheng couldn't help but sigh.
The development of 947 and productivity in the pre-Qin period were far more backward than people imagined.
Not to mention currency.
In the vast majority of places, the common people still maintain the idea of bartering.
When Ying Zheng saw the emergence of the bank, it felt like he had crossed time and space, and felt the wisdom from 2000 years later.
On the canopy.
The video continues to play.
[However, the emperors of the Ming Dynasty, including Zhu Yuanzhang, had no financial knowledge at all, and they did not have the corresponding reserves at all while issuing the Ming treasure banknotes, so the value of the treasure banknotes continued to fall. 】
[During Zhu Di's reign, in order to pay for the huge financial expenditure, he issued treasure money indiscriminately, which accelerated the depreciation of treasure money. 】
[In addition, the Ming Dynasty also formulated the "banknote pouring law", when people exchanged old banknotes for new banknotes, they also had to pay a certain "cost of work", which led to a large accumulation of old banknotes and accelerated depreciation. 】
[In the eighth year of Hongwu, the consistent treasure banknote was equivalent to 1000 copper coins, and in the twenty-third year of Hongwu, the consistent treasure banknotes could only be converted into copper coins 250 Wen, and four years later it was 160 Wen. 】
[In the twentieth year of Yongle, the Ming Dynasty court even issued a decree to enforce the implementation of treasure money, and those who refused to use treasure money were punished, and even the whole family was confiscated. But the orders of the imperial court still could not prevent the decline of the treasure money, because the laws of economy were not controlled by administrative orders. 】
[In the end, the forcible issuance of treasure money led to a great economic regression in the Ming Dynasty, and the common people would rather exchange things for goods than believe in the treasure money promoted by the imperial court, which is the so-called ancient financial crisis. 】
See here.
"How can this be?"
Zhu Yuanzhang, who was still proud just now, was immediately stunned by the popular science in the video.
In the end, the treasure money failed.
It also caused extremely serious (AGCG) damage.
What's going on?
Zhu Yuanzhang only felt that his head was buzzing.
I don't understand some of the terms explained in the video.
Economic Laws, Financial Crises......
What does all this mean?
"I see!"
Zhu Biao's eyes lit up and he shouted excitedly.
"Big brother, what do you understand?"
Zhu Di asked curiously.
"I understand why I always feel that the treasure money is unreliable, because of the one mentioned in the canopy. "
"Boss, you can be clear, what the hell is going on?"
Zhu Yuanzhang was impatient.
He wanted to know desperately what was causing all this.
"Dad, fourth brother, in the final analysis, we take it for granted, I thought that it would be beneficial to the court and the Ming Dynasty to exchange a piece of paper for the wealth of the common people, but we ignored the most fundamental thing. "
"That is to do all kinds of harm to the people and no benefit!"
With Zhu Biao's explanation.
Zhu Yuanzhang became more and more confused.
"You wait, you wait. "
"How can it do all kinds of harm and no good?"
"We all said, those treasure money can be used as money, whoever dares not to obey, we will cut him!"
As he spoke, Zhu Yuanzhang's eyes widened.
We are the Emperor!
Even if we point to a stone and say gold, it is gold!
Who would dare not admit it?
"Dad, of course you can use your right to force people to recognize the value of the treasure money. "
"But how long will your rights last?"
"No one will live forever, you and I will have the day when we will be buried in the earth. "
"When that day comes, how can you force people to recognize the value of the treasure money?"
"To put it bluntly. "
"Everything has its original value, there is, there is nothing. Even if human intervention can force the matching of things of unequal value, it will only last for decades at most. (If you read a violent novel, go to Feilu Novel Network!)
"Take this piece of paper, for example. "
Zhu Biao picked up a piece of paper and showed it to Zhu Yuanzhang and Zhu Di.
"Dad said that this piece of paper is worth ten thousand taels of gold, and no one dares to doubt it. "
"But it's only because Dad is the emperor that people are afraid of Dad that they will admit that this piece of paper is worth ten thousand taels of gold. "
In fact, three-year-olds know that this piece of paper is worthless. "[]
"Actually, the value of this piece of paper is not determined by itself, but by your imperial power. "
In other words, it's not that this piece of paper is worth 10,000 taels of gold, it's your right to be worth 10,000 taels of gold. "
"But if one day, my father suddenly dies, then this piece of paper loses its inflated value and returns to its original value. "
"And before that, the value of this paper given by my father is 10,000 taels of gold, but it has already been circulating in the market, once the value returns to its original attributes, then take this paper to use the private market economy, it will completely collapse, and the consequences are unimaginable. "
Zhu Biao explained endlessly.
Zhu Yuanzhang and Zhu Di both listened very carefully.
"I understand, that is to say, my father told the world that a piece of shit is worth ten thousand taels of gold, and the world does not dare to admit it. "
"It's not because this piece of shit is worth so much money, but because Dad's words are worth ten thousand taels of gold. "
Zhu Di is very smart, and he immediately knows how to draw inferences.
"Bastard, you two little bunnies, what kind of?"
"One curses your father to die, and the other scolds your father for saying that the treasure money is shit!"
Zhu Yuanzhang was furious.
Angry face red neck thick.
Zhu Di hurriedly laughed and said, "Dad, I didn't mean that. "
Zhu Biao insisted on his opinion: "Dad, we still have to abolish this policy quickly, we can't exchange a bunch of waste paper for the people's hard-earned money." "
"You know, you rabbit?"
Zhu Yuanzhang had a headache.
The treasure money policy that I finally thought of turned out to be a chicken feather.
"But the problem is that our Daming Dynasty has just opened, and there is nothing to be done, and the common people don't have much money in their hands, and the Northern Yuan is still ready to move, and it also takes a lot of money to feed the soldiers and horses in the frontier. "
"The treasure money is equivalent to the money we conjured out of thin air, so that the common people have money, and the soldiers stationed on the frontier also have savings. "
"If we take back all these treasure money at this time, and tell the people of the land and the soldiers of the frontier that this thing is a pile of waste paper, can they agree?"
"If they let them know that their hard-earned savings turned out to be paper to wipe their stomachs, the Ming Dynasty would immediately be in chaos. "
After listening to Zhu Yuanzhang's words, Zhu Biao and Zhu Di were all very surprised.
Didn't think of it.
The treasure money has been rotted to such an extent.
It's hard to ride a tiger now.
In case of taking back the treasure banknotes, or claiming that the value of the treasure money is zero, the common people still have to fight with the Ming Dynasty?
"This matter has to be considered in the long run, and we must not rush it. "
Zhu Yuanzhang put his hands behind his back and stared at the video on the canopy.
Right now.
He could only hope for the wisdom of the people who came after him.
Since there is such a bank as a treasure banknote in the future, there will definitely be a reasonable solution.
"That's all there is to it. "
Zhu Biao and Zhu Di nodded silently.
......
Datang.
Li Shimin was also quite surprised.
"It turns out that this is the case, I also planned to promote the bank in the private sector, but I didn't expect it to be so troublesome. "
"Lao Zhu's treasure money also failed. "
Seemingly.
Establishing a bank is still a long-term plan.
......
Three Kingdoms.
"Unfortunately, everything that is perfect has its loopholes. "
Zhuge Liang shook his head.
The advent of the bank would have given him a lot of hope.
Because Shu Han's policy has shifted from chasing the Central Plains to dominating the sea.
The Age of Discovery was simply tailor-made for them.
And the banks that appeared because of the Age of Discovery were a financial means that Zhuge Liang felt should be learned and applied.
I just didn't expect it.
The ending turned out to be doomed.
Emperors or monarchs of all dynasties and generations were also a little disappointed.
Because of the previous tobacco tax relationship, all dynasties and generations have started the voyage.
The advent of banks was exactly what they needed.
I didn't expect it.
The disadvantages can be so big.
Just because people in ancient times just survived for a long time doesn't mean they were fools.
No one wants to turn their hard-earned money into an illusory receipt, and in the end they end up penniless and ruined.
Even if the emperors wanted to open a bank, it was estimated that they would not be able to fool a few people.
And just when the ancients were disappointed.
New videos are flashed out.
The world's biggest scam, the bank, commonly known as the money printing machine, earns 2.5 billion a day, which is comparable to the profit speed of tobacco!].
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