Live broadcast of popular science about Emperor’s Mausoleum, ancient emperors were furious

[The bank, the nation's money bag, a product born for the Age of Discovery, the link that unites the world!]

"Boss, you read a lot, tell us, what does this mean?"

Zhu Yuanzhang subconsciously looked at Zhu Biao.

It's so convenient to have a good child.

It's like a jack of all trades.

Even if the video says something obscure.

Zhu Biao knows it.

Even if you don't know much about it.

You can also draw similar insights through your own analysis.

As always.

Zhu Biao did not disappoint Zhu Yuanzhang this time.

"Dad, although I haven't heard the word bank, but if you analyze it literally, you may have the answer. "

"You see, the title says that the bank is the money bag of the state. Isn't the money bag of our Ming court the household department?"

"Perhaps, the bank of the future may be our Ming Dynasty's household department. "

Zhu Biao said so.

Zhu Yuanzhang and Zhu Di both suddenly realized.

"So that's the case, no wonder there's a silver word in it, it should be the same as you said. "

Zhu Yuanzhang nodded.

"Big brother, you're so amazing, why do you know everything?"

Zhu Di couldn't help but give a thumbs up.

His eyes were full of adoration.

"Where?"

Zhu Biao smiled and continued: "Although the meaning of the bank and the household department should be similar, I think that the role of the bank must be countless times greater than that of the household department of our imperial court. "

"What do you mean by that?"

Zhu Yuanzhang suddenly became interested.

"Dad, look at the last sentence in the title, this is a product born specifically for the Age of Discovery, the bond that unites the world. "

The implication here is that banks not only have the role of a ministry but also a foreign policy, and perhaps they can be combined into a new type of institution. "

Zhu Biao analyzed seriously.

"Oh?"

"How can this bank be so useful?"

"Then we'll have to take a good look. "

Zhu Yuanzhang's face was full of excitement and expectation.

If this thing is good, maybe Daming can also learn to build a bank.

Zhu Yuanzhang actually had a disapproving view of the household department of the imperial court for a long time.

He was as tired as an old scalper.

Conscientiously handle the government and politics.

But the money of the household department did not say much.

Many times the common people have suffered.

When Zhu Yuanzhang wanted to take money for disaster relief.

The household department always shirked and said that there was no money.

This made Zhu Yuanzhang very annoyed.

If this bank really has the role of replacing the household department, then it is better to simply lay off the household department.

Liu Che of Dahan is also very interested in banks.

"Sang Hongyang, have you seen it?"

"The bank is the money bag of future generations, and you are the money bag of our big man. "

"You give me a good look, maybe you can learn a lot of advanced experience, and when the time comes, you can also copy it to our big man. "

Liu Che looked at the official in front of him.

Wechen obeyed. "

Sang Hongyang stared intently at the video on the canopy.

He was the chief of the imperial court and a well-known financial expert in history.

Emperor Wu of the Han Dynasty.

There is a war almost every year.

And it's a big battle.

There are hundreds of thousands of soldiers and horses at every turn.

How could Liu Che launch such a big battle again and again?

It is relying on Sang Hongyang, a financial expert.

Of course.

Experts like him are not only in Dahan, but also in Daqin.

"Meng Yi, money bag, this is what you are good at. "

Ying Zheng smiled and looked at the unsmiling young man in front of him.

His name is Meng Yi, and he is Jiang Meng Tian's younger brother.

The Meng clan was loyal to Great Qin, and together with the Wang family represented by Wang Qian, they were known as the twin pillars of the empire and contributed a lot of talents.

Their grandfathers, Meng Ao, and Meng Tian and Meng Yi, are all very capable and capable talents.

"Your Majesty, please rest assured, Meng Yi will definitely do his best and learn how to help Daqin from the instructions of the heavens. "

Meng Yi nodded heavily.

Li Si next to him was in a mixed mood.

He's also very good at being a money bag.

Merely.

There was something wrong with Zhao Gao.

Ying Zheng's trust in him is obviously not as good as before.

Of course.

It's just the relapse of Lis's old cranky mistakes.

Ying Zheng is an eloquent emperor through the ages, how can he be obsessed with one thing?

It's just that Li Si is still responsible for shipbuilding at sea, which is a major matter, and it is not appropriate to share other government affairs too much, so Ying Zheng handed over the matter to Meng Yi.

Other dynasties and generations were quick to figure out what banking meant.

Monarchs of various dynasties have recruited their most trusted people to try to figure out what banks do and whether they can follow suit in their time.

Just when the ancients were talking about it.

The video starts playing.

What is a bank?】

[If you want to talk about the origin of modern banking, you have to start from the Age of Discovery. 】

[The Age of Discovery, also known as the opening of new shipping routes or the era of geographical discovery and exploration, was the emergence of European fleets on the seas of the world from the 15th to the 17th centuries, looking for new trade routes and trading partners to develop Europe's nascent capitalism. (Read the violent novel, go to the Feilu Novel Network!)

[During this period, many famous navigators emerged in Europe, mainly Columbus, Dias, Magellan, and so on. 】

[Historians generally believe that the Age of Discovery began in 1492 when the Italian navigator and explorer Christopher Columbus crossed the Atlantic Ocean for the first time. 】

[From 1492 to 1502, Christopher Columbus4 crossed the Atlantic Ocean and discovered the New World of America, bringing the first continuous contact between Europe and the Americas, ushering in a great era of European exploration and colonization of overseas territories that would continue for centuries. 】

It is in this context that the concept of banking and finance came into being. 】

[In the Age of Discovery, the entire West had a fanaticism for gold, and in order to gain more wealth, they did not hesitate to go to the ocean, and accidentally confirmed that the earth is really a ball. 】

[Thanks to their efforts, gold gradually increased in Europe, and Venice, Italy, was the key point of trade in Eurasia at that time, and merchants from all over the world traded here. 】

[This creates a problem, because the merchants who trade in Venice come from all over the world, and there are all kinds of countries, and the currencies traded in each different country are very chaotic, and they need to be identified and exchanged by professionals. 】

[Of course, the professionals at that time were not professional, and the office was only a stool, so these professionals were not professional, but because of their existence, the prototype of the bank was gradually formed. 】

[Currency deposit and exchange is the original role of banks. 】

[When the merchants deposited the gold coins, the bank would give them a slip indicating the number of gold coins, which could be exchanged at any time, which was the earliest passbook. 】

[The bank also had another name in ancient China, called Qian Zhuang or ticket number. 】

See here.

Zhu Yuanzhang suddenly realized.

He smirked.

"Do we think banks are a great thing?"

"That's it?"

"We've thought of it for a long time. "

"Isn't the voucher issued by the bank our treasure banknote?"

"It's not as good as our Daming's treasure banknotes, so you don't need to exchange those gold coins, you can trade them directly with the treasure banknotes at any time. "

When it comes to treasure money.

Zhu Yuanzhang is very proud.

He doesn't have much culture.

But this is better than the ministers who read poetry and books.

In the seventh year of Hongwu (1374), Zhu Yuanzhang ordered the establishment of the treasure banknote lifting department as the issuing and production agency of banknotes.

After some preparations, in the second year, "the province of Zhaozhongshu made the Ming treasure banknote and ordered the people to pass".

Daming treasure banknote with mulberry as the material, "one foot high, six inches wide, cyan, outside the dragon flower column", it is written "Daming pass treasure banknote", there are eight seal characters on both sides, "Ming treasure banknote, the world passes", the middle is painted is a few strings of copper coins.

In order to prevent the people from making counterfeit banknotes, it is written below the Daming treasure banknotes, "Zhongshu Province is allowed to print and manufacture Daming treasure banknotes, which are used in common with copper coins, and the forgers are beheaded, and the arresters are rewarded with 25 taels of silver, and the prisoners are still given property", which clearly stipulates the punishment for making counterfeit banknotes.

So far, the Ming Dynasty has formed a system of "large numbers of money, small numbers of money, and money and money", and prohibits the use of gold and silver for trade, and penalties are imposed for violating the regulations.

The issuance of treasure banknotes is Zhu Yuanzhang's proud work.

There is no need for copper coins or gold or silver, and only a piece of paper can be used as money, almost at any cost, which is simply a genius idea.

"Dad, you are so powerful, you actually thought of going with those people in later generations, and you were hundreds of years earlier than them. "

Zhu Di gave a thumbs up and slapped Zhu Yuanzhang's sycophancy.

Zhu Yuanzhang laughed.

"How's it going? Now you know what ginger is or old spicy, right?"

"This thing is not something that can be thought of casually, it has to be your father, you can't do it. "

Zhu Biao doesn't think so.

"Dad, I always feel that there is something wrong with this treasure banknote, can this kind of thing really exist?"

Zhu Yuanzhang disagreed.

"You kid will pour cold water, won't you make us happy?"

"If you think it's not good, that's fine. Could it be that those who come after will also find it problematic?"

"If there is a problem, will they be able to continue this method forever? "

Zhu Di also nodded again and again.

"Yes, big brother, Dad is right. If the money is not good, how can there be a bank in the future?"

Zhu Biao was speechless.

It's just a simple intuition.

He couldn't say why.

And at this time.

The video on the canopy continues to play.

[Since the merchants kept the gold coins in the bank, the vouchers exchanged in the bank had the same value.] 】

[Merchants felt that it was much more convenient to buy and buy with a ticket than to hold a box of gold coins, and this behavior of using a ticket as money to trade goods gradually developed. 】

[So, at this time, the voucher has the function of currency, so the issuance of currency has become one of the main functions of the bank. 】

[In fact, as early as hundreds of years ago, a similar currency appeared in the Song Dynasty in China, called Jiaozi. 】

[And the later Ming Hongwu Emperor Zhu Yuanzhang carried it forward and invented the treasure banknote, which is also the earliest common paper currency in China. 】

Hear this fate.

Zhu Yuanzhang was very proud.

"Hahaha, boss, fourth, did you hear that? "。