Live broadcast of popular science about Emperor’s Mausoleum, ancient emperors were furious

The biggest scam in the world, the bank, commonly known as the money printing machine, earns 2.5 billion a day, which is comparable to the profit speed of tobacco!]

Well???

When you see the title of the video.

The ancients were all stunned.

"What's going on?"

"Hey, 2.5 billion a day, that's almost up to the tobacco tax, right?"

"I really didn't expect that the wisdom of later generations would be so powerful, thinking of so many profitable industries. "

In ancient times, there were many emperors and generals and many merchants, and after seeing the daily income of 2.5 billion, their eyes turned green.

Whether it's a bank or a tobacco tax.

have greatly subverted their cognition.

In ancient times.

The way to make money is very simple and simple-.

Either you are a businessman or you are an official.

The meaning of the merchant is very simple, the purchase and sale of goods, the exchange of gold and silver.

And the reason why being an official can make money is in response to the old saying, if you are promoted to an official and make a fortune, you can understand it.

Besides.

Whether it is the court or the people.

No one can think of many ways to make money.

It can be explained with the video.

The ancients discovered that there was more than one way to make money.

Tobacco, banks, all of which make money.

And it's all a profiteering industry!

Of course.

Except that quite a few people were shocked.

There are still many people of insight who keep their sanity.

"No, isn't there a loophole in the work of silver? How can it still make so much money?"

"It makes sense, is it to deceive people?"

"Unsolvable Yang conspiracy, this sentence is meaningful. "

"Let's keep looking. "

Zhu Yuanzhang was very unconvinced.

"Why?"

"Why can't we do anything with our treasure money, and it has caused the collapse of the private economy, but the banks of later generations can earn 2.5 billion a day. "

Ying Zheng was very surprised.

I couldn't help but stand up from the dragon chair.

"2.5 billion a day!?"

"How can this bank still have the function of making money?"

"Prime Minister, do you know why?"

Li Si was confused by the question.

"This ......"

Wechen didn't know either. "

Daqin is separated from modern times by more than 2,000 years.

Society has already undergone radical changes.

Li Si is even a genius.

There is no way to predict how future generations will use banks to make money after more than 2,000 years.

"It shouldn't be. "

"If I'm right, the main role of this bank should be to save money, and saving money can still generate money?"

Ying Zheng was puzzled.

This is also the answer that many emperors of dynasties wanted.

Why is it that a bank whose main purpose is to save money can end up with a profit intensity comparable to that of tobacco taxes?

That's outrageous, isn't it?

Then.

The video starts playing.

[As we all know, banks have many roles, such as property storage, currency issuance, unification of national currency values, and so on. 】

Of course, these are just the most basic roles of banks. 】

[Do everything you can to make money, this is the most important role of the bank!]

[For example, Huaxia Industrial and Commercial Bank, the largest bank in the universe, had an income of 646.9 million yuan in the first three times of this year, with a daily income of 2.5 billion yuan, of which 70% was interest income. 】

[Then someone has to ask, what is interest income?]

[Now we all know that during the Age of Discovery, the main role of banks was to deposit and exchange money. 】

[There was a banker named Nicholas, who found that although he claimed to exchange in time, he received 100 gold coins at a time, and for a period of time, only 20 gold coins were actually exchanged, and 80 gold coins were lying in the warehouse and sleeping. 】

[That is to say, after ordinary people deposit their property in the bank, if there is no emergency, they generally do not withdraw all their property at once, but take out as much as they need. 】

[So, Nicholas, who has a very keen sense of smell, found a huge business opportunity. 】

[If you lend the 80 gold coins that have not been taken away to other people who need them, so as to collect a small amount of interest, then you can borrow chickens and eggs?]

[Nicholas said he would do it, he claimed that he would no longer charge a custodian fee, on the contrary, as long as someone deposited the gold coins in his bank, he would not only not charge any fees, but also return the interest.] 】

[As soon as they heard that there was such a good thing, merchants came to Nicholas's bank to deposit gold coins, and Nicholas's business began to explode. 】

[He gives one cent of interest to the person who saves the money, and asks the person who borrows the money to repay three cents of interest, so that once in turn, it can bring him two cents of profit.] 】

[What's more, Nicholas doesn't need to spend a penny of his own money, he only needs to temporarily embezzle some other customers' money to do a business without capital.] 】

[Since then, banks have added a new function, that is, deposits, and the "deposit and loan interest difference" has also appeared. 】

[Relying on this innovation, Nicholas made a lot of money. 】

Now we know what interest is and how to use it to earn the difference. 】

Hear here.

Zhu Yuanzhang was immediately amazed.

"Wonderful!"

"This man called Russ is so fucking clever that he could come up with such a good idea. "

"Lend out the money that someone else has deposited with him, and then get interest from the borrower, so that once and again, won't there be oil and water?"

"What is an empty glove white wolf, we have seen it. "

"This group of profiteers is really hateful, and they can even think of such a solution, which is their reason. "

Speaking of which, in the end.

Zhu Yuanzhang couldn't help but grit his teeth.

He hated businessmen the most in his life.

When he was very young, the damned profiteers used to buy low and sell high, controlling the price of food, causing his parents, brothers and sisters to starve to death.

Now seeing that the person named Nicholas actually used such an evil method to make money, and even had the suspicion of getting something for nothing, Zhu Yuanzhang was angry.

Why?

Why can he get it for nothing?

We have to crawl out of the pile of dead people, and we have to die to have everything.

It's not cool!

"Dad, calm down, I've found a solution to the problem of treasure money!" (read the violent novel, go to the Feilu Novel Network!)

Looking at Zhu Yuanzhang's indignant look, Zhu Biao was also helpless.

His father has always hated profiteers, and after the founding of the Ming Dynasty, he degraded the status of businessmen to the lowest.

And banks are almost tied to businessmen.

No wonder Zhu Yuanzhang was so angry.

But now is not the time to get emotional. []

If the problem of treasure money is not solved, the foundation of the Ming Dynasty may be shaken.

"Tell me about it. "

Although Zhu Yuanzhang was still unhappy in his heart, he also knew that he put the overall situation first, and listened to Zhu Biao with his temperament.

"I've been thinking about it before, the voucher of the Age of Discovery and the treasure money we use are essentially the same, all of them are waste paper. "

"Why can their vouchers be unimpeded, and our treasure money will be worthless in the end?"

"We have also analyzed it just now, and the treasure banknote can be exchanged for equivalent goods because of the value of imperial power attached. "

"So what value was attached to the bank's voucher during the Age of Discovery?"

Zhu Biao's sudden rhetorical question stunned Zhu Yuanzhang for a moment.

"We don't know. "

Zhu Yuanzhang said curiously.

"I know!"

Zhu Di was extremely excited.

"Gold!

Zhu Biao looked pleased.

"Not bad!"

"It's gold!"

"Because their vouchers can take out real money, but some of our treasure money is only a verbal promise from my father, and in fact there is nothing. "

Zhu Biao's words, the corners of Zhu Yuanzhang's mouth twitched, but he couldn't refute it.

Fact!

Aren't you Zhu Yuanzhang issuing treasure banknotes with a mouth?

You say how much it is, it's how much it is.

Who would dare not admit it?

But then again.

Even if Zhu Yuanzhang is the Ninety-Five, even if he is the co-master of the world, even if he is the first emperor of the ages, but you are not an immortal after all.

When you say this, the treasure money is also a piece of waste paper, and it can't be turned into real money.

But the bank ticket was different during the Voyage of Discovery.

People can really take out real money through vouchers!

That's it.

Your Ming treasure money is completely incomparable to other people's receipts.

"What should we do? We're not immortals, we can't turn into real money. "

Zhu Yuanzhang was also very annoyed.

If we really have that ability, what do we need to do with all that effort to study treasure money?

Isn't it because there is no money?

"Dad, as long as we follow the bank's example and turn those treasure notes into slips, the problem will be solved. "

Zhu Biao said confidently.

"You mean to say that we also let the common people exchange treasure money for real money?"

Zhu Yuanzhang frowned.

There was a sudden bitterness in his mouth.

Reluctantly!

When you take treasure money to exchange for other people's real money, it is called a cool, and you are even proud to invent such a perfect tool.

But if he was asked to exchange real money for treasure money, he would not be happy.

Because Zhu Yuanzhang himself knows better than anyone else.

That treasure money is a piece of waste paper, wiping his ass feels awkward, and others use waste paper to exchange his real money, which is really reluctant.

"So far, there's only one way. "

Zhu Biao nodded helplessly.

Of course, he knew that his father was reluctant.

But be reasonable.

What Zhu Yuanzhang did was indeed a bit inauthentic.

It's okay for you to exchange money for other people's money, but it's not okay for others to exchange money for yours.

Isn't this pure double standard?

"You tell us to think again. "

As soon as he thought that he had to pay money to exchange for the waste paper that had been issued, Zhu Yuanzhang felt a pain in his flesh.

It's really pure and deserved.

If you knew this was the case, why bother in the first place?

Isn't this digging a pit and burying yourself?

......

Datang.

The eldest grandson Wuji, Fang Xuanling, and Wei Zheng talked a lot, and finally let the Tang Junchen understand the role and operation of the bank, and how to make money with interest.

"Smack!"

Li Shimin excitedly took the case.

"Wonderful!"

"Shangdao is so wonderful, it can also empty gloves white wolf, and the three parties are all willing. "

"Yang Mou! This is the unsolvable Yang Mou!"

"Future generations will not deceive me!"

Merchants can also earn a small amount of interest on their money in the bank for convenience.

Banks temporarily use money that merchants don't use to lend to those who need it urgently to earn interest.

And those who are in dire need of money have also solved their urgent needs, even if they pay some more interest, they must be willing.

Kill three birds with one stone!

Kill three birds with one stone!

A win-win situation for all three parties was born!

Which genius the came up with this genius method ten?.