I'm A Baller

Translator: Nyoi-Bo Studio  Editor: Nyoi-Bo Studio

“I’ll do it, Young Master Wang.”

Bai Jie was perceptive and took the initiative to take the decanter.

The handle was only that big. When she took it, half of her hand was on Wang Yan’s hand, and her body rubbed against Wang Yan’s elbow discreetly.

The young master did not let go, and his attitude was very firm. “Don’t be anxious.”

He held the decanter steadily and slowly poured half a glass of wine for Chu Hong. Then, he filled it up for himself before returning to hand over the decanter.

He acted as if Bai Jie’s touch had meant nothing to him.

Compared to his aloofness from before, Wang Yan was still as stand-offish. Yet his calmness, which was unlike that of a teenager’s, had him firmly in control of the situation.

Just two moves, without any redundant words, were enough to make the others unable to take their eyes off of him.

[Extreme Aesthetics] + [Intrinsic Kindness] = Explosive Charisma.

Wang Yan’s abrupt change in attitude and the aura he exuded made Chu Hong and the others instantly realize — that the young master was about to make his position known.

It was a very successful set-up.

Chu Hong immediately perked up and looked nervously at Wang Yan.

The young master raised his glass and clinked it lightly with Chu Hong’s, but he was in no hurry to drink.

Returning the other party’s gaze, his expression became unprecedentedly easy-going and sincere.

Under the sunset by the lake and in a natural environment far away from the hustle and bustle of the city, it was as if he had suddenly taken off his mask and was having a heart-to-heart with an old friend.

“Chu Hong, I can totally understand your difficulties.

Because it’s not just you who’s having it rough. In this year’s situation, many of my friends are in the same boat. I’ve heard a lot, but I’ve also seen a lot.

Moving further ahead, ever since the industrial changes in the twelfth year, many of the private enterprises in our Mine Province Agricultural Research Institute, including my family, are struggling to revolutionize.

I’ve given up my indulgent days as a rich heir, and used all my free time to start a business in the east, trying to find my way around in an unfamiliar environment and new industry. I’ve had to think twice before risking my life in anything that I do, and every step I take is filled with trepidation.

“What’s more, Wangting Entertainment doesn’t make up my entire career. So, do you think it’s difficult for me?”

Young Master Wang set the bar very high right from the start, by displaying the overwhelming prowess and broad perspective of a genius entrepreneur.

His frankness in exposing his own weaknesses especially, made Chu Hong, Bai Jie, and the others empathize with him.

That’s right!

When looking at the development of Wangting Entertainment, almost every step he had executed was precise. In just three months, he had achieved explosive growth for his company more than once.

How hard must it have been?!

Also, considering Young Master Wang’s background and age, the difficulties he faced were not less than anyone else’s.

How much pressure did he have to bear alone, underneath that cold and aloof mask?

It was hard to imagine!

The motherly instincts within Bai Jie and Chen Xi were awakened by the current Wang Yan. They felt that the handsome young lad in front of them was really remarkable.

After prying open the hard outer shell, this person was actually still a soft and kind-hearted youth on the inside.

…

To hell with pressure!

To hell with gentleness!

To hell with kind-… Err, award-winning actor Wang was indeed attempting to lure the others in with his words, but his kindheartedness was real, and that was irrefutable.

Anyway, Wang Yan’s opening speech caused the expressions of the four around him to change.

Bai Jie’s became gentle and compassionate, Chen Xi’s was deep in thought, Wang Yufei’s was full of admiration and excitement, and Chu Hong’s was full of anticipation.

Having had too much experience dealing with rich people, Chu Hong saw that Wang Yan’s transformation had provided him with a proper opportunity to strengthen their relationship.

Once they became friends… Everything would be possible!

The young master saw the other party’s reaction and was in a good mood.

I want to claim the benefits, and I want you to take the initiative to bear the costs. I want you to feel that you owe me one.

That’s how overbearing I am!

That’s because only the winner has the right to sit firmly on the fishing platform and accept flattery from the goldmines.

Wang Yan took a sip of his wine and frowned slightly. He seemed to feel that the wine wasn’t properly decanted and was somewhat bitter.

However, the moment he opened his mouth, he was the overwhelmingly confident young master once more.

“That’s why I never pitied anyone who complained. I have it even worse.

However, I’m very willing to provide some assistance to my friends and help them get through their difficult times.

Everyone has their own rough patch at times, and those who help others will eventually be helped.

“Chu Hong, I have already felt your attitude and sincerity. In our current situation, I don’t want to beat around the bush with you and affect my mood.

I have just one sentence for you: the basic account and loan can be discussed.

However, you only have one chance to make an offer.

Please forgive my bluntness. The current Wangting Entertainment really doesn’t have any extra energy to waste on those small details.

The relocation, investors’ equity change, expansion and training…

Everything else is more important than dealing with banks.

We don’t need to waste meaningless time and effort in the financial aspect. Of course, I can afford to do those meaningless things just once, for my friends.

Are you able to understand where I’m coming from?”

1

“Of course, of course!”

Chu Hong was overjoyed and quickly nodded.

“Young Master Wang, I know how capable you are. Regardless of whether we are able to work together, I will remember these words and this friendship!”

Bai Jie immediately raised her glass. “Thank you, Young Master Wang! Come, let us all give you a toast!”

Wang Yan smiled and clinked glasses with the four that came over. He raised his head and downed the glass in one gulp.

This was the first time Wang Yan had toasted them when drinking together.

“You’re so temperamental!”

Wang Yufei turned into a complete fangirl and pushed herself onto Wang Yan, grabbing the decanter to pour wine for him.

Bai Jie immediately took a large scallop, opened it, extracted the flesh, and brought it to Wang Yan’s mouth barehanded.

“Come, Young Master Wang, eat something to fill your stomach!”

Previously, everyone’s goal was to make Wang Yan relent so that they could score points and win the competition between bank and bank. It was wholly a team effort.

Now, Young Master Wang had really relented, and the internal competition became heated in an instant.

Success was right in front of them — as long as Chu Hong could come up with conditions that were attractive enough.

However, it was still up to Young Master Wang to decide who would get the benefits ultimately.

“Let’s leave this mission to Feifei.”

As long as he said that, Wang Yufei would be able to win easily!

Similarly, Bai Jie and Chen Xi both stood a chance.

Seeing that victory was in sight, Wang Yufei and Bai Jie couldn’t sit still. This was normal, of course.

In contrast to them, Chen Xi was very passive.

She was completely blocked off, with one on the left and one on the right. She couldn’t do anything!

Even if there was space for her, taking initiative wasn’t her way of doing things at all.

She had always been putting on airs and waiting for people to chase after her. So now that she had to go seduce a man, it wouldn’t be easy for her to overcome her personal psychological barrier, not to mention the techniques and tactics required.

However, the good news that still made her hopeful was…

Young Master Wang had been very calm the whole time. He didn’t take the opportunity to indulge in debauchery or anything of the sort.

As expected, Young Master Wang was really morally virtuous!

Chen Xi admired Wang Yan all the more. She even secretly revered him.

A man who could withstand Bai Jie’s and Wang Yufei’s pincer attacks would definitely be able to achieve great things with such determination!

Hey young lady, Gao Ya and Lu Yitian can solemnly warn you that your misunderstanding of that man is very, very deep…

Chu Hong did not speak for a long time. He just kept drinking with Wang Yan.

He couldn’t really concentrate, and kept getting distracted.

He was thinking about what conditions he could lay on the table.

It was not about what he “should offer”, but more about what he “could offer”.

The only difference being, he was planning to go all out.

After a while, he suddenly said, “Xiaoxi, go make some food for Young Master Wang.”

The three beauties got the hint and immediately headed towards the three cookstoves.

Although they couldn’t listen in on the crucial parts, taking care of Young Master Wang’s stomach was also a chance for them to gain victory.

Work hard, fight on!

…

After sending his subordinates away, Chu Hong coughed lightly and looked around before speaking in a low voice.

“Young Master Wang, I plan to help you manage the branch-level strategic private enterprises in the Shanghai Branch first…”

Wang Yan was a little puzzled. What was there to hide about this?

However, after Chu Hong’s patient explanation, Wang Yan finally understood that one’s feelings proved to be the greatest advantage!

Minsheng Bank’s grading of its clients in the private enterprise industry was an internal rule that had already been implemented a long time ago, but externally, there had been no complementary explanation.

In other words, everything was done according to what one wanted to, and there were no standards of any kind.

It wasn’t until the fifth boss took office and became the chairman that he started the reforms in Year 14. He promoted the “Phoenix Plan” and replaced the original private enterprises and micro strategies. Finally, there came to be a systematic grading.

The clients from the strategic private enterprises were ranked the highest, and were split into the head office level and branch office level.

As a start-up company, Wangting Entertainment couldn’t even meet the standards of the branch office level, not to mention the head office level.

However, from this year onwards, the head office had cut out five of the seven industry divisions. The authority was then delegated to the branch office, hence creating a foundation for its operations.

“There are four major evaluative dimensions. One is the industry dimension. That is, the company’s position in the industry.

Young Master Wang, your company’s registered as an entertainment company, but its main business is live streaming and internet celebrity operations. I personally feel that your company lies in the upper echelons of the live streaming platform, and even in the upper reaches of the internet celebrity economy!

In terms of industry status, there’s no guild that’s bigger than Wangting Entertainment, right?

So that’ll be the unicorn, the leader of an emerging industry!”

Wang Yan was amazed.

It could even be explained in this way?!

However, if Chu Hong dared to say all that, then so be it!

“We hold 80% of the market share in the broadcasting segment. The popularity and earning powers of the four big streamers alone can overwhelm all the remaining ones.

More than 150 super good-looking contracted streamers were also the strongest in the industry.

All the streamers from the other guilds added together lost sorely to us in terms of looks, figure, and talent.

If there was an on-site inspection, you would be able to see how mind-blowing it is to have more than a hundred beautiful women gathered together.”

“Sure! Then there’s no problem with that clause!”

Chu Hong clapped his hands excitedly and continued on to the second topic.

“The second is the product dimension. Basically, the market share of the company’s key products. I heard from President Ai that all the other platforms are begging your company to enter their market, isn’t that so?”

Wang Yan nodded immodestly.

“In our negotiations with all partner platforms, we received the best treatment, and we’re the only one in the industry to have that.”

Chu Hong was overjoyed. “That’s great! Take out the contracts you signed during the review then, that’ll be very convincing!

Then, the third dimension would be on the management with the financial sectors.

I have to ask though, does Wangting Entertainment have a credit line with other banks?”

“No.”

Wang Yan shook his head and told the truth.

“Wangting Entertainment is not short of money. CCB, which we have a basic account with, wants to give us a credit line, but we haven’t responded.”

“Beautiful!”

Chu Hong became more and more excited, which surprised even Wang Yan.

Was that a good thing?

“Of course it’s a good thing! Ever since the incident, we rarely work with other banks’ credit customers nowadays to avoid the risks of over-crediting and long-term financing.

Your company doesn’t have credit lines in other banks, so it’s equivalent to having a clean account. That’s a special bonus!”

“OK, you can continue.”

“The last dimension is to examine the situation of the actual controller.”

Chu Hong laughed and directly buttered up to the young master.

“With your personal qualities, net worth, and ability, the last clause is simply a bonus question.

We could just casually examine your personal wealth and bring out a few heavyweight achievements. There’d be no problem in getting full marks then!

I heard that woman call you ‘Car God’ just now. Young Master Wang, could it be that you’re a member of the Shanghai Supercar Club?”

Wang Yan shook his head. “Not at the moment, but there are indeed many people who have invited me. I’m still considering it.”

Chu Hong hurriedly said, “That membership status would still be a little useful. It can add points. Then there’s president Ai’s consumption flow. It can add points too. Savings, villas, famous cars and watches as well as business achievements are all extra points to score.”

Young Master Wang was suddenly respectful. “Old Chu, you guys are very professional!”

Which caused Chu Hong to shake his head honestly.

“I’m just going through the motions… Like with Ma Yun, there’s no need to interrogate him at all. Even if you were to interrogate a nobody, it’ll be useless because it’s hard to tell the real from the fake.”

Damn, that was a waste of emotions.

But after Chu Hong’s explanations, he felt really confident now.

Wangting Entertainment was considered a medium-sized enterprise based on its assets and investments flow. Its prospects were even more astonishing.

The four major state-owned banks might not recognize the leader of this emerging industry, but the people’s lifestyles on the whole were still more accepting, and the Shanghai Branch dared to try.

A strategic private enterprise at the branch-level was not a big problem.

He just had to make the information look better.

As for the benefits of this quota…

“It’s basically impossible for a normal private enterprise to get the benchmark interest rate in our bank.

Previously, I told you we would lower the benchmark by 20%, but that is just pious hope.

Putting your Wangting Entertainment aside, it’d be impossible even for Fish platform.

This year’s market is that private enterprises who wish to take out loans will have to bear at least 50% more interest, and it’s the same no matter which bank they go to.

But once they become a strategic client, the biggest benefit would be its positioning.

Wangting Entertainment will be positioned as a promotional, capital-matching type client, and will be able to access all kinds of resources.

As for the interest rate, I can get it down to 4.2% for you with my ability.

However, the supervision on the use of funds will be stricter. You cannot use it for any other purposes. It can only be used for the management of Wangting Entertainment.”

What the heck!

Wang Yan ignored the part on supervision and could only focus on that number.

A 4.2% loan interest rate!

Heck, did you have to be this happy?!

Wang Yan tried his best to suppress the excitement in his heart and continued to put on an act.

“The interest rate is fine, but Wangting Entertainment doesn’t have a high demand for funds. Let’s make it clear in advance that I won’t borrow too much.”

Chu Hong was a little anxious and tried his best to fight for it.

If you’re only gonna borrow a couple of ten millions, then why am I wasting my time here?

After several rounds of tug-of-war, when it reached 300 million, Wang Yan refused to give in no matter what.

“Chu Hong, Wangting Entertainment does indeed need to expand its business scale and there’s some financial pressure, but it really doesn’t need that much money. I’m already gracious enough as it is.”

It was too late to overdo it. Putting up a front was more important than anything else.

In order to create an image of being rich and not lacking in money, Young Master Wang had really exhausted every means possible.

Chu Hong had no choice but to agree.

In the end, the final agreement was extremely beneficial to Wangting Entertainment.

Under the premise of being able to become a strategic private enterprise client, using the two-story office building of Sunrise Building as collateral, the valuation was 600 million, the loan was 300 million, the term was one year, the interest rate was 4.2%, and the monthly interest would be used to repay the principal.

Wangting Entertainment’s corporate basic account would have to shift to the Shanghai branch of Minsheng Bank, and they were not allowed to move it out during the strategic partnership period.

Before the loan was repaid, Wangting Entertainment was not allowed to open a separate line of credit, but Wang Yan personally was not within the restrictions.

In fact, it was equivalent to using the basic account to earn a low-interest loan for nothing.

However, Chu Hong was still overjoyed and felt that he had gained a huge advantage.

Lending money to a company that did not lack money felt awesome!

Moreover, he really thought highly of Wangting Entertainment and was highly confident of it.

As for the young master…

He was secretly happy!

In order to open up a base, to renovate the headquarters, and to support more than a hundred new streamers, the existing funds he had were simply inadequate.

There wasn’t enough even after adding in the money from Ling Ya and the others who had sold their bodies.

It was unless they looked for PE financing, but the financing now was very bad.

In the end, the money flew over on its own!

Although the 300 million loan had a monthly interest of 1.05 million, a total of 12.6 million a year, the benefits it brought far exceeded that little interest.

Other matters aside, by this time next year, Wangting Entertainment’s market value would be less than 5 billion, and Wang Yan would dare to take off his head and kick it like a ball!

Ultimately, he needed loads of money to livestream the Devil’s strategy.

As long as he had the start-up capital, Wang Yan would dare to go all out with it!

He would officially take off from the moment the loan was received!

The young master took the initiative to raise his glass to the money-giving boy…fat man, and looked at each other. One was smiling sincerely, while the other was pretending to sigh.

“Young Master Wang, I look forward to working with you!”

“Chu Hong, it’s good that you’re happy. Take that interest of more than ten million as my greeting gift to you.”

“Don’t! When have I ever let down a friend? Don’t worry, I’ll make sure you enjoy yourself today! Hehehehe…”

Chu Hong cackled and turned his head to look at the three beauties who were cooking.

“Young Master Wang, tell me, who do you want to give the basic account and loan to?”

Phish!

Do I have the nerve to say such things?!

Ah, no, am I that kind of person?!

He waved his hand in the most upright manner possible and said three words, “Let fate decide.”

Chu Hong fell into deep thought.

Young Master Wang was unexpectedly passive in this aspect…

Could it be… that he preferred them to take the initiative?!

How should I hint this to them?

Perhaps I could…

Chu Hong lived up to his reputation of being a wily old fox. His eyes lit up and he came up with a plan.