I'm A Baller

Translator: Nyoi-Bo Studio  Editor: Nyoi-Bo Studio

[ Chen Xi, 24 years old, Looks 95, Figure 96, Special 94 ]

When viewed alone, none of them were top-notch.

But with her demure temperament and domineering figure, it was extremely easy for a man to feel a desire to conquer her.

To be more clear..

He wanted to see her expression when she was in an extreme state.

She stopped there. It was the same whether she understood or not.

..

“Leader, the tea is ready.”

Chen Xi’s mandarin pronunciation was a little gentle, but surprisingly, she spoke very little.

“Alright, Alright. Come, Young Master Wang, try my precious Tong Mu Guan’s golden eyebrows!”

Chu Hong walked towards the tea table like he was presenting a treasure. When Wang Yan sat down, he waved his hand. “Little Chen, pour the tea!”

The tea table was very short. Chen Xi was half-squatting and half-kneeling on the side, washing the cup and pouring tea for Wang Yan.

If it was in summer, this would be a very seductive position.

She was wearing a winter uniform, long pants, thick vest, and white shirt, so nothing could stand in her way.

Young Master Wang simply glanced at her and did not pay attention to her anymore.

What was someone else’s secretary staring at?

It was as if she had never seen a woman before..

Up until now, Wang Yan still did not realize the reason why Chen Xi had appeared in front of him.

Chu Hong was a level 4 leader of Minsheng Bank. It was normal for him to have a beautiful secretary. It was not worth making a fuss over.

Young Master Wang might be smart, but he was still a little inexperienced. He had too little experience.

Therefore, he did not expect Chu Hong to have the same thought when he was thinking of ways to trick Chu Hong. Furthermore, he had used a big move from the start.

..

Jian Jian took a sip of his tea. Wang Yan was very polite, but he was not very interested.

He was putting on a full show. How could the aloof Young Master be moved just because the other party was trying to please him?

Neither cold nor hot was the core strategy for today.

Chu Hong was pragmatic and tactful. When he realized that Wang Yan was not interested, he did not talk about how precious and rare the tea leaves were. He went straight to the main topic.

“Young Master Wang, you are busy, so I can’t delay any longer. Come, please sign your name, and then we’ll go over the design of the card. If it’s useful or not, we’ll look at it later. In short, the style and the unique sense of dignity, I Promise I’ll do my best for You!”

Young Master Wang actually did not know much about credit cards, so he did not know how much effort Chu Hong put in.

Chu Hong couldn’t have put in all his effort for nothing. He started to talk about credit cards with Wang Yan as if he was chatting.

Young Master Wang thought it was to broaden his horizons and listened with great interest.

To put it simply, Unionpay diamond cards were the high-end mainstream cards of the major trading firms at present. They basically corresponded to one-thousandth of the population in the head.

Minsheng Bank’s diamond card was one of the most valuable divine cards in the entire Unionpay.

Further up was the top slot of a normal credit card — the unlimited card.

The biggest difference between the top slot and the non-top slot was that the diamond card could be applied for on its own initiative, while the unlimited card could only be invited.

Therefore, there were no specific conditions to apply for the unlimited card. The threshold was all invisible.

Of course, the current unlimited card was becoming less and less mysterious. When you had enough assets, you could apply. If you didn’t apply, the customer service of the private banking department that you were familiar with would urge you to apply.

However, the unlimited card is still a “normal credit card”, its limit is not only limited, but also not very high.

The true meaning of the unlimited card is American Express Centurion black gold, the nature of a debit card, unlimited but not in instalments, within 30 days of full repayment.

The Domestic Unlimited card is still a credit card, there is a fixed limit, governed by domestic financial law.

Then, among the limited unlimited cards in the country, there was a difference that was not explicitly written.

Every unlimited card was essentially looking at the person who made the dish.

Wang Siming and Ma Yun’s limits were definitely different — er, it was Wang Siming’s limit that was higher.

Because Jack Ma did not use a credit card, he would spend it everywhere. In the future, he would specially develop the function of Huabei, which was convenient to go downstairs to buy cigarettes… manual funny.

Back to the main topic.

An ordinary customer who applied for a card would not want to compete with Wang Siming in terms of the amount of credit cards. He only had two cards. There was no limit to the amount of black gold that could be obtained from overseas AMEX and no limit to the amount of black gold that could be obtained from the centurions of ICBC in China.

What was the limit of a normal unlimited card?

Between one million and five million.

The four major banks in China did not actually issue large credit cards. ICBC and AMEX had worked together for more than ten years and had only issued less than 18,000 pieces of black gold from ICBC Centurions. On the other hand, they used their names to issue hundreds of times the amount of white gold from ICBC Centurions.

One was white, and the other was black. The difference was at least 20 times. They were two completely different types of cards.

Although they were both authorized cards by the AMEX organization in name, in terms of rights and benefits, ICBC had the upper hand.

Even if it was a real black gold card, there was a huge difference in the amount and treatment.

Wang Siming’s ICBC Black Gold Card had a maximum amount of 10 million.

Chu Hong’s “Livelihood Centurion Titanium Card” for Wang Yan had an estimated amount of 20 million.

It was because the universe didn’t allow anyone to break the rules, and it wasn’t because Wang Yan was more powerful than Young Master Wang.

And the most eye-catching thing was that the card Chu Hong was about to give out was actually the same as the “ICBC Centurion Platinum Card,” selling dog meat with a sheep’s head hanging on it.

As China prohibited foreign card organizations from issuing cards in China, the way the Yuntong Centurion was issued in China was through authorization.

A total of three banks were authorized: ICBC, China Merchants, and Minsheng.

Minsheng’s AMEX card was called the “Minsheng American Express centurion black gold card.” In terms of design, it was a classic AMEX black gold card.

To be fair, Chu Hong himself said that due to the pressure of performance, there had been a lot of cards issued recently, and the rights and interests were not very compatible..

How f*king tactful.

When he heard that there was a quota of more than 800,000 and that the annual fee would be discounted by 60%, Young Master Wang immediately understood: LOWB card.

The quota was not high, the rights and benefits were not good, and there was no guarantee that anyone would recognize it if it was pretentious. The worst part was that there were very few places where one could swipe a card. If one did not give a discount on the annual fee, no one would want it. If it was not a LowB card, then what was it?

And the titanium black created by the People’s livelihood was a peculiar custom-made card.

The quota was limited to a single batch, and the rights could be discussed. The card design was optional, and the embossed signature on the back..

The annual fee was extremely expensive.

In a sense, it was more like an upgraded version of a private banking service.

As they chatted, Chu Hong took the opportunity to criticize Zhao Bank’s AE Black.

“Zhao Bank’s card issuance is even more shameless. The annual fee is already twice as cheap as ours. It’s 18,000 a year, and then the private banking department tries to persuade whoever they want. In order to complete the card issuance task, the sales department actually secretly pays the annual fee for the customer. Isn’t it shameless? “The reputation of the black cards was ruined by those idiots…”

Wang Yan thought to himself, “Your people’s livelihood isn’t that shameless…”

However, Zhao bank was indeed a little outrageous. Plastic cards weren’t as good as the titanium materials of the people’s livelihood to begin with, and they were even distributed randomly..

Anyway, I definitely won’t do it.

Chu Hong didn’t work for nothing. He gave his friend a harsh blow, instantly making Young Master Wang feel a little disgusted with Zhao Bank.

The casual chat just now seemed to be of no use, but it was actually very helpful to Wang Yan’s horizons.

In the future, he could see who took out a credit card. With a quick glance, he could roughly know the level of that person.

ICBC’s black gold was awesome. It should be the senior executives of state-owned enterprises, the executives of large private companies, and the second generation of the top rich.

Zhaoxing’s black gold was average. Those who cared about their reputation were the easiest to get their hands on black cards.

Bank of China had unlimited savings in exchange for a quota. Those who could get their hands on it were those who had free money.

People’s livelihood black gold. Those who had small assets. Those who pretended to be criminals.

People’s Livelihood Air China had unlimited funds. Those who were good at business travel. Those who fought in wars from all over the world.

People’s Livelihood Titanium Gold. It was inexplicable. Sooner or later, it would go down the drain.

It was true. Wang Yan suddenly felt that this lousy card was a piece of trash that was scamming people.

The rights and interests were basically dog sh*t. then, he used the personal secretary of Yun Tong and happily received an annual fee of 200,000 and above. He was shameless!

What did 200,000 annual fees mean?

If the benefits could be earned back, the card quota would be an interest-free loan.

If the benefits could not be used, the card quota would be charged with interest, and it would not be low.

It went against Young Master’s original intention of getting a card.

Just as he was weighing whether it was worth it or not, he heard Chu Hong talking about the last benefit of the card with a smile.

“Chen Xi is an outstanding employee of the private banking department. She will be your personal concierge in the future. Young Master Wang, if you need anything in the future, don’t stand on ceremony. Just let Chen Xi do it…”

Young Master Wang lowered his head without batting an eyelid. “Where do I sign?”

Yes, after brother’s careful calculation, the equity was worth 100,000. It was not a loss.

Of course, it had nothing to do with Chen Xi.

The main point was that they were already here. If they did not bring anything with them, how could the cost of time be reduced?

They had to consider everything..

Chu Hong was overjoyed. He gave Chen Xi a look, indicating for her to answer.

Chen Xi smiled and explained, “You can just sign on the note. You can sign two more and choose the one you’re most satisfied with, or we can help you design the font…”

Before she could finish her sentence, Wang Yan had already put away his brush.

The font was Xingkai. Wang’s words were bold and unrestrained, but his words were well-written and dignified.

They were fluid, natural, and elegant. He had the demeanor of an expert.

Chen Xi’s beautiful eyes lit up and she praised sincerely, “Young Master Wang, your words are really beautiful.”

If you know how to speak, then say more. Don’t always be so stingy with your words!

Chu Hong would definitely not be stingy with his words. He directly flattered him.

“From these words, we can see how good your upbringing is, Young Master Wang. Aiyo, you are a great calligrapher! Your card will definitely be made beautifully. When you take it out, you will definitely be the focus of attention. Your style will definitely be extraordinary…”

Young Master Wang smiled slightly, hiding his achievements and fame.

“It’s not like anyone knows it. There’s no point in making it too flashy. Next, we have to choose the card surface, right?”

It was easy to hide when it was obvious, but hard to guard against when it was hidden. General manager Wang.

Chen Xi had not spoken much before this, but now she had started to take on the role of personal secretary and took over the responsibility of communication.

“You can look at the patterns and suggest changes.”

There were dozens of card designs, but of course, the tone was always dark.

Wang Yan didn’t think much of this. It was just a gimmick, so there was no need to care too much.

As a tycoon, he wouldn’t use a credit card to show off. Driving a godly car would be better than anything else.

“Do what you want. I don’t care.”

Such an indifferent attitude made Young Master Wang even more pretentious.

Next, Wang Yan did not care too much about the optional rights.

For people who could easily spend tens of millions of dollars, the so-called rights and benefits of a mere hundred to two hundred thousand were really not worth mentioning.

The people at that level did not lack the benefits of fragmentary Airport VIP, Hotel VIP, and fitness medical treatment. The things they had would only be better than what the bank provided.

Therefore, Wang Yan casually selected the Shangri-La group and Ritz-Carlton’s member courtesy and paid no attention to anything else.

“The rest is up to you. I don’t need it anyway.”

Chu Hong had seen all kinds of clients. Wang Yan was not the first one to be so calm and casual, but he was the youngest among them.

Chen Xi was different. She had just started working and felt that it was an eye-opener.

She suppressed the excitement in her heart and asked for advice, “Then I’ll talk to the relevant departments again and report the specific situation to you later?”

Young Master Wang really couldn’t be bothered to look and shook his head.

“You decide. Take it as your first Test.”

Chen Xi was a little confused.

No, why are you testing me?!

Actually, Wang Yan was just joking, but Chu Hong acted like an official. “Do well, don’t let Young Master Wang’s expectations down! Your job is to serve Young Master Wang Well!”

Young Master suddenly felt that the fatty’s appearance was somehow familiar.

Who did he look like?

He thought carefully and suddenly thought of You Cai. His heart skipped a beat.

Hiss..

It can’t be?!

Again?!