City: Choose the heir to the richest man at the start!

"finance."Jiang Wanzhou answered Bai Ziyi with two words.

Bai Ziyi was a little puzzled:"As long as you are a business, almost all are linked to finance. Uncle Jiang, what do you mean by finance?"

"It's finance. Jiang Wanzhou added another point,"When I mentioned the word finance, what was the first word that came to your mind?""

Bai Ziyi frowned, knowing that what Jiang Wanzhou deliberately proposed was definitely not that simple. He tentatively said:"Bank"

"That's right. Jiang Wanzhou nodded,"That's why I said that what they do is purely financial.""

"Which bank?"Bai Ziyi quickly asked.

"Almost all banks headed by Guozi are run by the Qin family."Jiang Wanzhou's words were unimaginable to Bai Ziyi.

All banks with national characters in their names?

"Industry and commerce, construction, agriculture?"Bai Ziyi asked one by one.

"all!"Jiang Wanzhou said,"You don't need to test it, it's all"

"But aren’t they all state-owned?"

Bai Ziyi blurted out, but after he finished speaking, he realized that the hair on his back was standing on end.

Bai Ziyi knew very well what the word"bank" stood for.

It is the lifeblood of the country.

The scale of assets in this industry is huge. Only one bank, Industrial and Commercial Bank, last year The total assets have reached 26 trillion rice coins.

Note that it is rice coins, which means that one industrial and commercial asset is enough to buy six Chuansheng Group.

Of course, the bank's assets cannot be calculated broadly, because there are many They are all personal assets saved by the people.

It is unrealistic to use them all, but it still shows that the Qin family controls a very large force that is enough to influence Chinese society.

"No matter how you call it, they are all running it? Bai Ziyi continued to ask.

Jiang Wanzhou smiled and said,"I should have told you a long time ago that all families that can take root in China are families with historical background.""

"The Qin family went back to the early years, which can be traced back to the Northern Song Dynasty. At that time, the Qin family worshiped the prime minister. One person was under one person and over ten thousand people. The power was overwhelming. You should know who I am talking about."

"Qin Hui?"

Jiang Wanzhou nodded:"Loyalty and treachery are just historical comments. We will not discuss them. However, there is no doubt about the strength of those who can achieve the position of prime minister. At that time, the Qin family almost controlled most of the Northern Song Dynasty economy with the power of one family. Lifeline, the banks at that time were almost all run by the Qin family."

"The world is not fair. The emperor's son is a prince, and the prime minister's son will mostly be a high official in the future. We will not comment on the specific relationships. You only need to know that after a big family is established, it is a long process for it to fall."

"Since that time, the financial talents of the Qin family have spread throughout China's financial system, and this system has been maintained until now."

Speaking of this, Bai Ziyi didn't understand again.

"Since we all know that the Qin family holds too many important positions in the financial system, why does the country not think of ways to remove them?"

Jiang Wanzhou drank tea, shook his head, and cast three words in his eyes: too young.

"Do you know that the Qin family has been in operation for more than a thousand years, how much has the family spread?"

"Do you know how many people who are not in the financial system in the Qin family tree have received favors from the Qin family?"

"Do you know how much economic loss China will lose if all Qin family members are really to be eliminated?"

"and! Jiang Wanzhou finally added,"Even if the Qin family is eliminated, do you think the Wu family, Zhao Qian, Sun Li family will not appear again?""

"To do this work, there are too many things that need to be done, and the losses that have to be borne are so great that even the country cannot do it."

"Moreover, under the operation of the Qin family, all financial industries have developed quite well."

"Therefore, the influence of the Qin family in the financial industry coexists with the state. The state implements control to prevent the Qin family from doing too much, but allows the Qin family to make money. The Qin family is responsible for operating the system well and not causing trouble for China. ,that's enough"

"So back to the previous question. At this point, Jiang Wanzhou brought the topic back,"What do you think will happen if you hit Qin Fang yesterday?""

"Manager sanctions."Bai Ziyi thought of it himself.

No company in the world can escape its relationship with banks.

Companies and banks are almost Siamese twins.

Take Chuansheng Group as an example. The listing value of Chuansheng Group is 23.1 trillion yuan. Coin, which is added to all the projects and assets of the group.

But assuming that a new project needs to be invested, where does this large amount of liquidity need to come from.

Bank!

The bank provides funds to guarantee the implementation of the group's projects. The group's After the project is completed, the proceeds are returned to the bank with interest, and the group can make a profit from the project after paying the inexpensive interest.

This is the cooperation model for most engineering projects.

Some small projects Maybe the internal liquidity of the group is enough to cope with it, but once a big project is designed, it will definitely be inseparable from the bank.

Chuansheng Group's corporate liquidity last year was 5.3 trillion, of which 3.3 trillion was bank loans.

So every billion Millionaires are basically billionaires. This is true and is also the norm in the financial industry.

Jiang Wanzhou continued:"Although the bank's assets do not belong to the Qin family, the Qin family relies on their influence to The Bai family's liquidity can still be achieved. It doesn't need to be much, even one-tenth of your liquidity can bring a lot of trouble to your group."

Bai Ziyi nodded, it is indeed the case.

Liquidity means the blood flow for the company's operation. Without blood flow, the project will die and the heart will stop.

Not to mention one-tenth, one-percent loan, you have to fill this It takes a lot of effort to open holes.

It’s not difficult, but it’s really troublesome.

"I understand."

Hearing this, Bai Ziyi suddenly understood the significance of Jiang Tong's stopping him yesterday.

Thinking about it now, he really has to thank Jiang Tong for doing that.

And Bai Ziyi finally understood at this moment the differences between his Bai family and Qin family. What is the essential difference between families with deep foundations?

Money is only superficial.

This kind of family can affect the foundation of other families with just a few moves.

It is almost like another realm that is covering their heads.

The most terrifying thing is that even if they know Where is their foundation, there is nothing you can do against them.

Bai Ziyi was suddenly very interested in the Jiang family's industry and immediately asked:"Uncle Jiang, what is the specific industry of the Jiang family?"

Speaking of this, Jiang Wanzhou's eyes revealed a sense of confidence unconsciously.

He murmured and said four words:"Agricultural Trade Grain and Oil."

Although it was just four simple words, Bai Ziyi's pupils shrank suddenly.