Brother Song Taizu

Chapter 61 The Banker
On the first day when the edict was issued, the money of the Southern Tang Dynasty in Kaifeng City fell.

On the surface, Zhao Kuangyin set an exchange standard of 1:1, that is, one Song Tongbao must be exchanged for one Southern Tang coin.

However, in fact, this ratio cannot be maintained at all. People who have actually changed come back and say that in fact, 1:1 cannot be exchanged at all. In other words, they must be high-ranking officials or have extremely hard connections in Kaifeng Mansion to really be able to change. I will exchange it for you according to 1:1.

Even for the Forbidden Army, only the Dianqian Banzhi of the Dianqian Division had the access to get such a price (in the early Song Dynasty, the Dianqian Banzhi was not independent and was still managed by the Dianqian Division).

Of course, there was nothing that could be done about it. After all, the imperial court had received money from the Southern Tang Dynasty, so it could only melt it and recast it. But the problem is that most of the Southern Tang copper coins on the market are now mixed with iron, and these first batch of Song Dynasty copper coins are mixed with iron. Yuan Tongbao is all pure copper.

With a 1:1 exchange, wouldn’t the court suffer a loss?
This does not include the losses and labor between melting and casting. Moreover, the subordinate staff these days are not paid. They all rely on petty corruption to maintain their lives. If you don’t give others enough benefits, who will do anything for you? , this money exchange involved the Ministry of Industry, the Ministry of Household Affairs, the Du Branch Office, the Kaifeng Mansion, and many other departments. How many hands were there? Even if Zhao Kuangyin was watching personally, it would be impossible for him to really do it. Can keep an eye on it.

Therefore, if we really want the court to change at a ratio of 1:1, the court will have to suffer a loss. Although Zhao Kuangyin is benevolent and loves the people, how can he still have money? He is very poor.

Therefore, when faced with the problem of difficulty in exchanging money, even if Zhao Kuangyin held a jade ax and gestured in front of Xue Juzheng, making a furious appearance, and was ready to chop him to death if he didn't do it well, Xue Juzheng could still only be good. A wry smile showed that he was really helpless.

To put it bluntly, the common people will definitely suffer some losses from this matter. If the common people don't take the losses, the imperial court will have to suffer. If the imperial court suffers, the imperial court's finances will go bankrupt within two months.

Then, Zhao Kuangyin could only turn a blind eye.

But I thought to myself, in this way, at least Lao San will not be proud again, right?
In fact, even so, the pressure faced by Xue Juzheng and Zhao Guangyi was unprecedentedly high, and they were already exhausted in just a few days.

Ordinary people can be bullied, but dignitaries are not easy to bully. Many fellow officials simply drove their cars and threw baskets of money directly at Xue Juzheng's door, forcing him to exchange the money.

There are even some retired old men who simply put together a big wooden board, lay down on it at the door of Kaifeng Mansion, and rolled around: "Oh, I can't live anymore~, if you don't change the money for me, I will die here~"

Zhao Guangyi can't really force them to death, right?Do you still want the reputation?
Therefore, the money of high-ranking officials in the DPRK must be redeemed if they can; the money of retired veteran cadres with high moral integrity must be redeemed as much as possible; and the money of the squad leaders, military leaders, and generals in the Forbidden Army must be redeemed. Redeem, then redeem one, and pay one.

How to do it?

Naturally, these lost money can only be earned back from the common people. So now, if ordinary people don't have some connections with Tongtian, if ordinary people go to the government to exchange money, let alone 1:1, it is 1:2, 1:3. Don't even think you can cash it out, it's already pretty good if you can cash it out at 1:6.

But the question is, which ordinary person would be so naive as to exchange money at 1:6?How about I melt the money and sell the copper?Even if the coins of the Southern Tang Dynasty were more or less mixed with some iron, it would not be as exaggerated as six times.

Therefore, the so-called exchange was naturally in vain. In just a few days, it became a feast for the powerful and well-connected officials to gather the royal wool.

Of course, Nanqian on the market must have fallen in response, but it is far from as exaggerated as falling to 1:6. "Your Highness, it has fallen, and it has fallen again. The latest silver price on the black market, if exchanged with southern currency, is already one tael, and no one has exchanged it. We lost a total of more than 2 yuan this day... Through."

Zhao Guangmei was very calm, sitting comfortably in the rocking chair and watching the theater troupe rehearsing. She even turned her head and put her index finger in front of her lips, "Shh~, don't disturb me while I watch the theater."

Sun Liancheng had no choice but to wait aside.

After a long while, after the play was finished, Zhao Guangmei even commented a few words and tried her best to say a few words, then waved her hand to let them go down, turned to look at Sun Liancheng and said: "You, after all, are also my secretary-general now, in the future." If I can inherit the throne, you will be the prime minister, so why are you so flustered about everything?"

"Your Highness, I'll make it up, I'll make it up!"

Zhao Guangmei actually frowned when he heard this: "One tael of silver always? Hey~, my second brother, he can't do it either."

"what?"

In the Five Dynasties and the early Song Dynasty, the exchange ratio between silver and copper coins has generally been maintained between 700 and 800. Now one tael of silver can be exchanged for the same amount, which is one thousand cash. This is already the level in the mid-Northern Song Dynasty.

"I thought it could drop to about [-] yuan, tsk."

"But Your Highness, we lost more than 2 yuan."

"More than 2 yuan is nothing. If the price of Nanqian doesn't come down at the beginning, what will I do to buy the bottom later? The money borrowed from Fu Yanqing has interest. When the interest is deducted, what if I have worked so hard? If I can’t even earn thirty-five million yuan, then what am I trying to do?”

"........."

Sun Liancheng was speechless and felt like he was going crazy.

"In this way, when collecting Nanqian during the day these two days, we will set up a quota system. Each person can only exchange a maximum of one guan per day. We will keep this end and let Li Shoujie throw it away. First, he will directly take out 100 guan. Smash the plate, press the south coin, exchange two guan for one silver, and spread the news that the King of Jin intends to exchange all the more than [-] million guan in his hand for gold and silver."

"Five...fifty thousand guan? Here, here, we are exchanging one silver for nine hundred for the Controlling Crane Army, and on the other side, we are exchanging two thousand for one silver. This, this, isn't this going to cost us death?"

"Thankfully, you were one of the top wealthy businessmen in Kaifeng before. How can you make money without investing in business? As the saying goes, you must give what you want first. The shopping mall is like a battlefield. Sometimes this is the way of doing business and the way of using military force. , it’s the same, don’t worry, in the whole of Kaifeng now, except for my eldest brother, absolutely no one is richer than me. I am the banker. This game is not for us to play however we want. Everyone is waiting to get rich. .”

(End of this chapter)