A leisurely life that begins with the possession of a game character

"I'm at home. I came back as soon as the twelfth lunar month entered. I received a text message two days ago. When I told her, she took her mobile phone and deleted it for me, saying that it was a scam and she didn't need to worry about it. But she got a call today. I can't say that again. He must be a liar." Wang Lan's tone was full of helplessness.

Zhang Lan consoled her: "It's okay, Sister Wang Lan. I heard what you said, and I guess I borrowed money online. Don't worry about it if you call the police station. The money you owe is a civil dispute. Even if you go through the formalities, the court will come first. Where can I go directly to the police station? I’ll call Jiajia later and find out what’s going on.”

"Okay, you call her and ask. If I ask her, she won't say anything and leave me alone." Wang Lan sighed and said.

After hanging up the phone, Zhang Lan looked through his phone and found Tang Jiajia's number. When he called, he found that the call could no longer be reached.

After thinking about it, I realized that this was saved before. Now that Tang Jiajia is in a situation, she may have changed her number.

I opened WeChat again, found Tang Jiajia's WeChat account, and sent a voice call. After a while, it showed that no one answered.

Zhang Lan sat on the sofa, holding her forehead and sighing helplessly. It wasn't life-threatening, so why should she be afraid of owing some money?

After a pause, Zhang Lan took her mobile phone and called Wang Lan again: "Did Jiajia change her number? I couldn't get through when I called her, and no one picked up the video she sent on WeChat."

"The number has been changed. I will change the number again after the Chinese New Year. Please wait a moment. I will ask Jiajia to answer the phone. She is in the room right now." Wang Lan said.

"Okay, give her the phone."

After a while, after a 'hello' came from the phone, Zhang Lan asked with a smile: "Is it Jiajia?"

"What's the matter, Uncle Zhang Lan? Don't listen to my mother. I'm fine. It's just a scam call. It'll be fine after a while." Tang Jiajia was still covering up on the phone.

Zhang Lan smiled and said: "It's okay Jiajia, let's not talk about fraud or not. You are at home now, right? Are you busy at home today?"

"She's not busy. She has nothing to do at home. She plays with her mobile phone in the room all day long." Wang Lan's voice came from the phone, which made Zhang Lan startled.

Zhang Lan hurriedly said loudly: "Sister Wang Lan, if Jiajia is at home and has nothing to do, please let her come to my house to play for a day. I happen to be at home right now, so I came here to relax and meet people."

"You are at home, Zhang Lan. When did you come back?" The phone was in Wang Lan's hand again.

Zhang Lan was speechless and said: "I just came back. If Jiajia is fine, let her come over. Do you have a car? If not, I will drive to pick her up, right?"

"No, no, no, there's a tram at home. Just let her ride the tram there. She'll be there in ten minutes. It's almost noon. Can I let her have lunch before going there?" Wang Lan said.

Zhang Lan said quickly: "Ask her to come over now. There are other guests at home today at noon. Let Jiajia come over and meet someone. Maybe we can arrange a good job."

Wang Lan's plan was to ask Tang Jiajia to come over after lunch, but Zhang Lan quickly refused.If Tang Jiajia really owed someone money, Tang Jiajia seemed to be mentally prepared when she made the call. This mentality may change at any time, so the sooner the matter is dealt with, the better.

Debt is not scary. What is scary is that when you owe too much money, you will start to panic, and then you will be more concerned about face. If you tear down the east wall to repair the west wall, the hole will only get bigger and bigger.When Tang Jiajia rode her bicycle to Zhang Lan's house, Zhang Lan set up a dining table in the main room and cooked some vegetables with her mother.

After seeing Tang Jiajia enter the house, Zhang Lan quickly greeted: "Jiajia is here, come here quickly and bring these two cold dishes over. Dinner will be served immediately."

Zhang Lan didn't mention anything else. Tang Jiajia had already made countless drafts on the way here. Now she wanted to ask something that was not easy to ask, so it would be better to eat first.

Eating can solve many conflicts, especially a delicious meal.After eating, put away the dishes.Qin Yongjun drove out with Shen Huayu to burn incense and worship Buddha at a nearby temple. Zhang Lan led Tang Jiajia to the teahouse in the east yard.

Sitting next to the tea table, Zhang Lan turned on the electricity to boil water and began to prepare tea.Tang Jiajia, who was sitting opposite Zhang Lan, was a little uneasy and said, "Uncle Zhang Lan, I'm really fine. Don't listen to my mother's nagging."

Zhang Lan said with a smile: "Your uncle and I were also involved in the Internet a few years ago, and your uncle Zhang Hu, he owed a lot of debt in the past two years, and I helped him pay it off. So don't say anything else. Now, let’s talk about where you owe money first, right?”

Tang Jiajia sighed and stopped talking. She put her hands together between her legs and watched Zhang Lan making tea there. There was silence for a while.

Zhang Lan shook his head and said: "It's not a solution if you don't speak. Now the phone has been called to your mother. It seems to be a collection of online loans. But just take it to the police station. It may also be the emergency contact of the credit card. Well. We’re not afraid of owing money. You must be overdue if you do this, so is there anything else you can’t say?”

There was another moment of silence, and after a while Tang Jiajia finally spoke: "Uncle Zhang Lan, even I don't know what to say."

Zhang Lan stretched out his hand and said to Tang Jiajia: "Then, as my cousin, I will give you a rough answer first. You are now overdue. I won't say how much you owe in total, because the penalty and interest are calculated on a daily basis. Since it’s overdue, you should bear what you should bear, and it doesn’t matter if you delay it for a while, including penalties and interest.”

"Then there is the issue of the debtor. Again, it doesn't matter how much money you owe, what matters is who you owe money to. Let's talk about loans first. Do you have any consumer loans from the bank?"

Seeing Tang Jiajia nodding, Zhang Lan was speechless.There are consumer loans, and this number is probably indispensable.After thinking about it, I got up and took out a notepad from the drawer on the side, and then took out a pen.

"Let's just take a pen and calculate it bit by bit. You take out your phone and figure out what you owe. Let's sit here and calculate it today. You also have the confidence in your heart. Don't just say I won't pay it back. That's not the case. made."

Tang Jiajia nodded and took out her mobile phone.

Zhang Lan said: "Let's talk about the bank first. The first is the bank's credit card. Now you have credit cards from several banks. Both overdue and non-overdue ones are included."

Based on the names Tang Jiajia said, Zhang Lan began to write down the names of the banks on the paper, and then asked Tang Jiajia to tell the credit card limit and the amount withdrawn.After a while, Zhang Lan took a pen and counted the credit cards from nine banks, rubbed his forehead, and said, "That's all the credit cards, right?"

Seeing Tang Jiajia nod, Zhang Lan continued: "In addition to the credit card limit, which bank do you have additional loans from?"

Then Tang Jiajia thought for a while and named three more banks. After asking about the loan amount, Zhang Lan wrote it on the paper.

"The last one is online loans. Let's skip online loans for now. Do you still have any money left?" Zhang Lan asked. (End of chapter)