A leisurely life that begins with the possession of a game character

Chapter 467

(In this short plot, all banks are replaced by banks, please forgive me)
But in Lu Qian's view, the entire bank may be in trouble now. If we don't take advantage of this moment to get out quickly, there will be no eggs left in the house.

Zhang Lan looked at Qin Yongjun's expression next to him, and after thinking about it, he understood.

This money is not small money. If Qin Yongjun wants to take it back, Lu Qian doesn't have to tell him so.

But there is a high possibility that the money will not be recovered. If there is a problem with the bank in the future, the money will not be recovered.The situation at that time was completely different from what we are talking about now.

Zhang Lan doesn't know what other people do, but for Zhang Lan, knowing something before it happens and knowing it after it happens are two completely different concepts.

Zhang Lan pondered for a while and said to Lu Qian: "Besides this 2000 million large-denomination certificate of deposit, are there any other similar businesses?"

Lu Qian took out a piece of paper from the folder in her hand and handed it to Zhang Lan, and said: "There are two more similar businesses, and the others are short-term time deposits. Although these time deposits have local banks, Yes, but I have seen that except for the higher interest rate, there is nothing else. Although the two similar businesses are similar in nature, they are undertaken by local banks that begin with the Chinese character "国". As long as there are no problems with the borrower, this is basically the same. No problem. Everything else is financial management and current deposits, nothing else.”

Zhang Lan sighed inwardly, watching Lu Qian point out the deposit slips one by one, then picked up the deposit slips on the other side and looked at them.

After a while, he raised his head and said: "Let's keep this 2000 million deposit for now, and change the proportions of other similar businesses and time deposits, including financial management. In addition to setting aside a certain amount of working capital, the others will gradually Merge them into time deposits of state-owned banks here in Kyoto, and then transfer them to government bond investments after financial management. Let’s treat this 2000 million as risk investment for the time being.”

After saying that, Zhang Lan asked Qin Yongjun on the side: "Do you have any other opinions about what I said?"

Qin Yongjun shook his head: "I have handled all the certificates of deposit business as expected. This 2000 million won't move. Just tell her about the rest."

Zhang Lan nodded and said to Lu Qian next to him: "Sister Qian, just do what I just said. Thank you for your hard work this time."

Lu Qian shook her head and said: "This is nothing, mostly just asking for information. Are Zhang Lan and you guys sure that this 2000 million deposit won't move?"

Zhang Lan nodded: "The deposit won't move. Then, Sister Qian, look at who Feng Ruyi is guarantoring. If there is nothing wrong with the guarantor, let's leave the money alone. After all, it is a bank, and the amount of this money is not small. We can’t have nothing left by then.”

Qin Yongjun on the side interjected: "This will definitely not happen. Ruyi has promised me."

Zhang Lan smiled and didn't say anything. You can't test people when it comes to money. Zhang Lan only hoped that Feng Ruyi's blood was thick enough and she couldn't let go of the connections she had made for so many years. She could resolve this matter in advance before anything happened.After lunch, Qin Yongjun went to take a nap, and Zhang Lan got up and went to the acupuncture center next to her.

Sitting on the sofa, Zhang Lan thought about what Lu Qian said in the morning, and after thinking for a while, she took her mobile phone and started making calls.

Zhang Lan called Wen Ran first. Qin Yongjun must have discussed such a big matter with Wen Ran.After Zhang Lan called him, Wen Ran had just eaten and was having nothing to do.

When it came to the large deposit certificate, Wen Ran said directly: "Yongjun told me that I advised her to take the money back. I heard that Feng Ruyi has too much time to take care of herself now, but Yongjun feels that the friendship for many years, Moreover, Feng Ruyi’s family and Yongjun’s family still have a long-standing relationship, and she doesn’t think it’s worth breaking up with each other over this.”

Zhang Lan was speechless, and Wen Ran continued: "Zhang Lan, I think you should come forward in this matter. 2000 million is not a small amount. If it is a matter of 200 or 2000 million, it will be a compensation for you now. But [-] million Even if you don’t want to withdraw your liquidity, you still have a large deposit. You should take advantage of now to complete all the non-compliant procedures. If something goes wrong later, you can still recover the losses.”

"Okay, I get it. By the way, do you know what the problem was with that bank?" Zhang Lan was about to hang up the phone when he suddenly asked again.

"I don't know. Now everyone is covering the lid. It's hard to know what happened if you're not involved. By the way, you can ask Li Yuan to find out. The bank is a village bank in your mountain province. Her relationship is not in the mountain province. Is that so? Zhang Lan, aren’t you also from Shan Province? You should be able to find someone to find out." Wen Ran said.

Zhang Lan explained: "Shan Province is a big place. This is just a bank in a prefecture-level city. My home is more than 300 kilometers away from the bank. It would be difficult to find out if it is so far away. But you are right. Now in the province Someone should already know about this, I'll call Li Yuan and ask."

After hanging up the phone, Zhang Lan immediately called Li Yuan. As soon as Zhang Lan mentioned the bank matter on the phone, Li Yuan interrupted: "Zhang Lan, do you have deposits at any bank? Hurry up and withdraw money now. , now there is a problem with the investment of the group behind them, and the economic situation in the past two years has not been good, and it is expected that there will be a thunderstorm."

Zhang Lan said: "Yongjun has a third-party deposit pledge agreement at that village bank. Now the assistant told me that the money may not be cashed out, but the money has only been deposited for less than two months. Yongjun's side The person who handles this is a good friend for many years, and my father is also a good friend. I don’t want to rashly break up with each other now, so I plan to inquire first to find out what’s going on?”

Li Yuan seemed to be digesting the meaning of Zhang Lan's words. After a while, she said on the phone: "The matter you are talking about is more complicated. If the deposit is pledged, it means that the money will be loaned directly. You This money exists as a deposit, which means that if the lender repays, you can get your deposit back. If you are looking for someone, it should be easy to solve the problem by sitting directly with the lender. But this As long as there is no problem with the bank, if there is a problem with the bank, the large amount of cash must be settled first by the small and medium-sized deposit users, and your money may have to wait until the final negotiation, and there must be no problems with the procedures."

As she spoke, Li Yuan said, "It's hard to talk about this on the phone. How about I go find you? Ask your assistant to come over. We'll sit down together and explain this matter clearly. Then I'll call you and ask." Let’s see who we should approach to solve the problem.”

Zhang Lan hurriedly said: "There hasn't been a problem yet, and I just told Yongjun this morning that I won't ask for the money back for the time being. I just want to find out what the problem is..."

Li Yuan interrupted Zhang Lan directly: "I know what you mean. Even if I don't want you, I have to clear up this deposit agreement quickly. Once there is a thunderstorm in the future, many hidden things must be thoroughly investigated. , then it won’t be a question of whether the money will be refunded or not.”

(End of this chapter)