Recast youth

Chapter 878 From Extravagance to Frugality

office.

Ye Feng, Li Ping, Wang Xinyue and others gathered in the office. The excited expressions of Li Ping and Xu Bin, who was in charge of technology, were beyond words.

"Boss, you are so mighty."

Li Ping excitedly said to Ye Feng: "You don't know how polite the bank president was to me later, and the section chief also came over to apologize to me. I couldn't help laughing at that time, but it was hard to bear it. Come on, by the way, boss, that President Zhou called you, what did you tell him on the phone?"

"At that time, I scolded him severely on the phone."

Ye Feng jokingly said to Li Ping: "You dare to offend the president of my company. Do you think he is scolding me?"

"It's that exaggerated."

Li Ping held back her laughter and said, although she knew it couldn't be true, she was still in a very good mood. The most important thing was that the Lanshan Payment she was responsible for finally took a big step forward and knocked on the door of the bank.

"Let's try it first and see how it works. You will be credited with great merit today."

Ye Feng was also a little excited. He opened the w5173 website, logged in to his account, created a virtual trading order, and then asked Xu Bin to come over to operate the transaction. Although it was said that a cooperative relationship had been established with the bank at this time, the operating procedures were still very complicated.

Because there is no superior authority or policy issues, the ICBC branch is only willing to cooperate with the Lanshan third-party payment platform in the form of a gateway, not only to apply for the bank's bank card.

Open online banking.

Download and install the digital certificate.

You also need to insert the U-shield, which is the guardian of the bank’s online banking security.

And it only supports IE browser, so the experience is very bad. Clicking on transaction payment will automatically complete the web page jump and jump to ICBC's online banking page. From clicking payment to final completion of payment, a total of 7 page jumps are required!
Li Ping and others couldn't see any difference here, but in Ye Feng's eyes, this payment experience was simply terrible. There were statistics from previous lives. Let's not talk about opening online banking, installing digital certificates, and inserting USB shields. Only supports IE browser and other restrictions. Just these 7 jumps to the payment page are enough to make many people give up halfway. Each jump will lose at least 5% of users. After 7 times, there will be few left.

This is also the main reason why when the third-party payment platform started, the payment success rate was only 50%.

This is completely different from Ye Feng's past life of scanning codes, SMS verification, and direct payment. For example, in some transactions, he didn't want to buy, but he hesitated, wanting to buy but not wanting to buy.

But after a text message verification, he bought it even if he didn't want to, without any chance of hesitation.

But now the complexity of page jumps seven times is enough to dissuade him from buying. He will definitely feel irritated. It is so complicated, and he will forget it and not buy it.

Of course, Ye Feng is not frustrated. There is currently no domestic policy in this regard, so the only thing we can do is to let Lanshan Pay occupy the user base first.

Then figure out how to take the next step.

Designed for quick payment.

Bind the card once and use it multiple times.

This is a systemic solution.

Of course, Ye Feng knew that this problem would definitely not be overcome for the time being, because the secret of fast payment was to bind the Lanshan payment account and the bank card account, bypassing the complicated online banking page, and complete the payment directly within the Lanshan payment system.

In this way, the bank completely becomes a channel.

No bank would dare to do this, let alone do it.

During this period of time, Ye Feng came to the company and did not sit around doing anything. Instead, he kept recalling some details of his online shopping in his previous life. What was the reason for the 50% payment success rate?

Got verified today and the payment process was too cumbersome.

Quick payment is the result of Ye Feng's memories these days. He knows that in his previous life, bank cards were bound to third-party payment platforms, but now in 2005, there is no such thing.

No one can think of it.As for when they think about it, they will have to wait until MOTOpay, the credit card remote collection system, comes out before they can see the final direction of the evolution of third-party payment platforms.

……

In the evening, a celebration banquet was held among the senior executives.

Several people in Lanshan's payment department were undoubtedly the happiest, because their efforts during this period were finally reported, and Ye Feng took them to Sunshine Pier.

A few years passed.

Sunshine Pier has completed its second renovation.

The three private rooms were full of people, and the dishes ordered were the most expensive. The senior leaders sat at Ye Feng's table, while the middle leaders sat at the outside. Wang Xinyue also sat in Ye Feng's private room.

During the process, she stood up and toasted Ye Feng with a glass of wine.

The second cup was served to Li Ping, the boss of the department.

Li Ping was also very happy to have a drink with Wang Xinyue. Wang Xinyue contributed a lot to the cooperation between Lanshan Payment and ICBC. Although this is just the beginning, there are hundreds of other banks, large and small, waiting for them to discuss cooperation, but through After this example, the following things will not be difficult. As long as you spend time and energy, you can push it forward.

After dinner.

Everyone slowly dispersed. Ye Feng was not in a hurry to let Feng Zheng drive. Instead, he sat in the car and smoked, thinking about things. Before finishing a cigarette, the car door opened, and the first thing that stretched out was a long, slender and tight cigarette. leg.

Then Queen Wang Xin sat in.

"How come Lanshan Payment has successfully taken the first step, but you seem unhappy tonight?" Wang Xin glanced sideways at Ye Feng and asked curiously.

"I'm not unhappy either."

Ye Feng lowered the car window a little to let the smell of smoke go away, and turned around. Wang Xin gave the impression that she was full of energy and passion at any time, especially her two red lips, which were particularly bright. Like the finishing touch, her face suddenly became refined, and she also had the feeling of an ascetic female CEO, which made people dare not look directly at her.

I don’t know how many people in the company have secretly made love to the CEO who came back from abroad.

But Ye Feng had no such idea. He smiled slightly tiredly at Wang Xin and said, "I just feel a little tired."

"tired?"

Wang Xin glanced at Ye Feng, this young boss who could be said to be a hands-off boss, would he still be tired?But Wang Xin did see fatigue in Ye Feng's eyes.

There is even a sense of vicissitudes of life.

Wang Xin suspected that she was delusional. This look was clearly the look of a man in his 40s who had experienced a lot. But how old was Ye Feng?

It seems there are only 26.

Wang Xin asked in surprise: "Logically speaking, at your age, with so much money, you shouldn't be so proud now. Are you pregnant with a beautiful woman? Why are you tired?"

Ye Feng pursed his lips: "I'm thinking about Lanshan's payment."

"How to say?" Wang Xin became interested. After Ye Feng's previous ideas, Wang Xin was very optimistic about the future of Lanshan Payment, so she was also curious about what Ye Feng would do. Although Wang Xin was not satisfied with the current achievements of Lanshan Payment Already very satisfied.

"The transaction process is too complicated."

Ye Feng said something meaningful, but did not go into details. If he said it, it would be a bit leaked. Only after Li Ping opened up the gaps that other banks had established, could he come up with the idea of ​​fast payment by tying the card once and paying multiple times.

(End of this chapter)