Recast youth

Chapter 870 The Difference between Banking and Industry and Commerce
"My boss is familiar with me, and he makes jokes sometimes, so don't mind."

Ye Feng did not deny it stupidly in front of the boss, but after sitting down with Wang Xinyue, he explained to Wang Xinyue with a smile.

"How could it be possible? I can take advantage of a billionaire like you, okay?"

Wang Xinyue looked at Ye Feng with a smile: "You should have no shortage of women around you now, right? When will you get married? I'll go have a wedding drink then."

"There are still a few years left. When I get married, I will definitely invite you to attend, okay?"

Ye Feng said with a smile, as for when he can get married, he himself doesn't know. Maybe there will be no chance to get married in this life. He will have to wait until he is sure that he can get through the hurdle of 2016 safely before he thinks about getting married. matter.

Wang Xinyue asked Ye Feng with great interest: "As you are now, what are your criteria for choosing a spouse? Will it be like the marriage of wealthy families and the combination of powerful forces like those in idol TV series?"

Ye Feng asked back: "Haven't you heard that TV dramas are all fake?"

"So, when you look for a wife, you don't look at the person's birth background?"

"dont see."

Wang Xinyue asked again: "Then do you think an interesting soul is more important, or a beautiful appearance?"

"Interesting soul."

Ye Feng thought for a while and answered Wang Xinyue with a classic quote from his previous life: "Beautiful appearance is the same thousands of times, but interesting soul is only one in a thousand."

"Have you heard of Sister Furong?" Wang Xinyue smiled.

Ye Feng felt something was wrong. As expected, every woman was difficult to deal with. He was wondering, has Sister Furong become an internet celebrity now?However, Ye Feng still held his head and nodded: "I heard it."

Wang Xinyue's key point came to her, and she looked at Ye Feng with a wicked smile: "If Sister Furong has an interesting soul, will you fall in love with her? Now, you said it, beautiful appearance is the same, interesting. The soul is one in a million."

Ye Feng said: "The problem is that I don't think her soul is interesting. Your question is not valid."

"Then if you fell in love with someone first, and then she swapped bodies with Sister Furong, would you still like her?"

Wang Xinyue persevered, staring into Ye Feng's eyes with a hint of pride: "I'm telling you, you are not allowed to lie. I know you invited me to dinner today, and you must ask me for help with something."

Ye Feng sighed: "Your question is as difficult as who to save first when a daughter-in-law or mother-in-law falls into the water."

"That's for sure. As a bank, we originally require customers to be honest and not make any lies. Otherwise, there will be a problem with integrity." Wang Xinyue smiled happily.

Ye Feng thought for a while: "It's really hard to answer your question. Let me put it another way. First of all, the standard for an interesting soul must be based on her good looks and ability to be brought out. Otherwise, at the beginning, I don’t like her, so there is no possibility of continuing the project.”

"Then it's better for the girl to be good-looking."

Wang Xinyue picked up the barbecue brought by Lao Cui and ate it, while shaking her head deliberately: "Oh, men, they are all visual animals, and they even called it a new word, saying that beautiful appearance is the same thousands of times, and interesting souls are thousands of miles away. Pick one." Ye Feng said speechlessly: "What about you, do you like ugly souls with acne on their faces?"

"do not like."

Wang Xinyue said decisively: "What I like is rich, handsome, and preferably humorous. That would be the perfect partner."

Ye Feng was convinced: "This is called double standards."

"People are like this. They are so lofty. People at the higher level look down on themselves, and they look down on the people at the next level. This leads to a situation where the high level cannot be achieved and the low level cannot be achieved. The most fearful thing is that I have seen one with my own eyes. The lion cubs grow up, and then there's a situation where there's just a bunch of sheep around."

Wang Xinyue looked at Ye Feng, smiled with emotion, and then said: "Forget it, I won't talk to you about this anymore. You are so rich now, and you are in a different position, so you won't feel the same way. By the way, you came to see me today. what's the matter?"

Ye Feng felt that what Wang Xinyue said was profound, but he did not continue to ask further questions. Instead, he talked about the company's plan to cooperate with the bank.

"That's right, my company has established a third-party payment platform."

Ye Feng looked at Wang Xinyue and said: "This platform needs to cooperate with banks, but the communication with bank leaders these days has not been ideal. Either they are unwilling to talk to us, or they are stubborn and unwilling to accept new things."

Wang Xinyue asked: "Third-party payment platform? I seem to have heard of it. Is it the same platform as Alipay?"

"Yes."

Ye Feng nodded. In the first step, Alipay was indeed one step ahead of them. They were now in a state of catching up. When they caught up, it was time for them to run forward at full speed.

Wang Xinyue said with a smile: "Actually, we can't blame the bank leaders for not wanting to talk to you. Let's not talk about the benefits of cooperating with you. Let's talk about the disadvantages first. Let's talk about the third-party payment platform first. We don't understand it at all. If you understand, if something goes wrong, who will be responsible? Who can bear this responsibility? So most people will not talk to you. This is also the typical style of state-owned enterprise leaders, who do not seek merit but seek no fault."

"I also know this truth. Why don't I come here to learn from it?"

Ye Feng said: "Do you have any good ideas, such as how to make bank leaders willing to sit down and discuss cooperation with us?"

Wang Xinyue looked at Ye Feng: "Isn't this simple? If you think about it, you will understand why I was so enthusiastic about you in the first place."

"you?"

Ye Feng glanced at Wang Xinyue in surprise, but for a moment he didn't understand what Wang Xinyue meant.

"Why are you so stupid? What is the most important thing to a bank? Of course it is deposits. The main source of funds used by commercial banks is deposits. Bank deposits are always the most important and meaningful part of banking activities. This determines the fundamental difference between the banking industry and general industry and commerce. The source of funds for general industry and commerce is mainly its own capital, while the source of funds for banks is mainly liabilities. Capital only accounts for a very small part of the bank's source of funds. Banks must carry out business activities. , to obtain profits, we must first absorb the necessary deposits, and ensuring that the bank has sufficient funding sources is the most important task of bank staff.”

Wang Xinyue said to Ye Feng: "Like us bank employees, everyone has a task target, such as collecting deposits, which is the most important part of our performance evaluation. Others can't do anything to the bank, but you should be the most able to do it. , it’s okay to have bank leaders begging you to sit down and talk to them. It’s a very simple sentence, you sit down and talk to me about cooperation, and I will deposit money in your bank. If you don’t talk to me, I will withdraw the funds. , go to another bank to deposit money."

Finally, Wang Xinyue chuckled: "If you make an appointment with the bank staff and ask them to allocate [-] million funds, the bank president will be unable to sit still and jump up."

(End of this chapter)