Recast youth

Chapter 2380 On how to spend money
"Okay, okay, it was my fault. The wronged third lady is waiting for me here. I will make up for you later."

What rank is Ye Feng now?He saw through his younger sister Ye Qing's arrogance at a glance. He laughed for a while and quickly apologized to Ye Qing. But after all, Ye Feng still felt very warm when he saw the slim Ye Qing waiting for him at home.

It's like the wheel of fate.

In his previous life, when he was the most depressed, Ye Qing was also the closest to him. He never said that he disliked his poverty, and he never showed mercy when it was time to rip him off.

Of course.

Not too much either.

From the beginning to the end, she thought that she was her biological brother, and it had nothing to do with money, but with family affection. This did not mean that her parents and eldest sister had no affection for her, but they looked at her with an extra layer of disappointment. Pan, this made Ye Feng feel a little breathless.

Ye Qing didn't know what Ye Feng was feeling, but when she heard the word "compensation", she smiled happily and asked arrogantly and expectantly: "Then what compensation will you give me?"

Ye Feng said: "Can I give you [-] million?"

"...You're playing tricks on me again. I won't play with you anymore."

Ye Qing was stunned when he heard this, and then angrily sat in front of the computer to play the game again, deciding to ignore this hateful brother for the time being. He was obviously making fun of her.

Thinking of this, Ye Qing's eyes flashed with expectation again, and she hummed in her heart: If it were given [-] yuan, it would be about the same...

"Hey, don't blame me if you don't."

Ye Feng also laughed when he saw this, and then sighed deliberately: "I hope you will not regret telling others: I once had a chance to become a billionaire, but I didn't cherish it. If God gives me another chance, I hope to do it again." …”

Ye Qing was unmoved: "Oh, I don't believe you, you don't want to compensate!"

"Then how do you want to compensate?" Ye Feng asked with a smile. Although saying that he wanted to give Ye Qing [-] million was a joke, was it not that there was truth mixed in with the joke?He is just such a sister.

Ye Qing finally waited for what she wanted to hear. After hearing the words, she turned around and raised a finger: "Give me ten thousand!"

"Ten thousand?"

"Ten thousand won't do, but five thousand will do!"

Ye Qing panicked, thinking that she wanted too much, so she quickly changed the number. Then seeing that Ye Feng still didn't speak, she lowered the compensation amount again, and suddenly raised her voice to Ye Feng: "One thousand! One thousand can't be less. !”

"Don't you have any money in your card?"

Ye Feng glanced at Ye Qing in surprise. He never expected that Ye Qing would ask for so little. When Ye Qing first came to Dongzhou, he had the impression that he put almost 20 yuan in Ye Qing's card for this purpose. Just in case she doesn't have enough money to spend.

Girls need to be rich.

Ye Feng is quite aware of this.

"Yes, but I saved it."

Ye Qing said it matter-of-factly at first, and then said to Ye Feng mysteriously: "But that money is too much, 20, and I don't dare to touch it. I'm afraid that Ms. Wang Haiqin will scold me and say that I spend money indiscriminately. So I gave my deposit a five-year dead period, and the bank said that if I withdraw it after five years, there will be an interest of 58500."

"...Okay, good job, keep going."

Ye Feng was stunned when he heard this.

It's not that Ye Qing's habit of not spending money randomly is bad, but that different people have different ways of spending money. For ordinary people, knowing how to earn interest on deposits is not a bad thing. At least they have the most basic financial awareness.

But it won't work for Ye Qing.

Ye Qing is his sister Ye Feng.What if one day, Ye Feng suddenly decides to really give Ye Qing one hundred million, or one billion, what should Ye Qing do?Can she accept her sudden wealth?Do you know how to spend money, or do you know how to manage money?

Poor Ye Qing doesn't have a clear idea of ​​how rich her brother is now. She just knows that he is the richest man. But for Ye Qing, knowing is one thing, but putting the money in front of her is another.

The impact of cash is completely different.

Ye Qing was a little surprised: "Isn't it good for me to save money?"

Ye Feng smiled and asked: "What if you really have 1000 million or [-] million?"

"Continue to deposit regularly. The more principal you have, the more interest you will get!"

Ye Qing said matter-of-factly.

Ye Feng was speechless, and then said to Ye Qing: "When you have so much money, you don't need to make fixed deposits. You can use it to invest in houses, gold, etc., or just use bank deposit interest. , if you want interest, you can use the bank to borrow funds at the end of the year. The interest rate is also higher than your five-year term, with an interest rate of approximately 5% to 1%, and the capital is recovered quickly..."

Ye Feng informed Ye Qing about the interest rates and unspoken rules of banks borrowing funds to make up for their short positions.

Generally speaking, ordinary people definitely have no way to get banks to lend funds to her, because banks usually lend money to peers or financial institutions, but Ye Qing is Ye Feng's sister, and it is too easy to get this resource. .

Of course, Ye Feng would not make this steady money.

Calculating based on the highest lending rate, 3.4%, how much return will it take in ten years?Even if you include the appreciation of the intermediate principal, it won't be much in ten years, and this kind of lending is short-term, usually a few days, a month, and the longest is no more than a year.

Instead of earning this money, it is better to deleverage and invest in real estate. The house you buy can also be rented out, and the rent can be completely offset against the interest generated by the mortgage.

After all, for those who have experienced it, it is really unreasonable not to invest in real estate in Stud. Ye Feng has always been thinking about it. The idea of ​​buying a house and making a fortune has never really left his mind.

Ye Qing also looked incredulous after hearing this, as if he had come into contact with a new world: "Is this still possible?"

"can."

Ye Feng nodded, but it didn't make much sense to tell Ye Qing this now. If she really wanted to understand this knowledge, she still had to study finance systematically.

Let’s first step into the financial threshold.

After chatting with Ye Qing for a while, Ye Feng took a look at the time. It was almost nine o'clock in the evening. Tomorrow is New Year's Eve, and during the New Year, people all have a common mentality.

That is returning home like an arrow.

Not to mention waiting for tomorrow, I'm not even willing to wait for an hour.

The same was true for Ye Feng. He told Ye Qing to pack up Li and prepare to go back overnight, and then he went out. This year, he was basically outside, mostly from Yanjing and the United States, and he never saw him much. To Feng Sande.

In addition, he will return to his hometown later. Ye Feng plans to chat with Feng Sande for a while before returning to his hometown in Northern Jiangsu. Although he is rich now, the happiest time was still in Dongzhou with the old gangster Feng Sande at Beijin Bridge. When it comes to making jokes.

out the door.

Feng Zheng was watching arapaima in front of the rockery pool on the first floor. Over the past few years, the original arapaima had grown quite large, almost 1.5 meters in length. A slight swing of its tail would make a huge splash. Like a giant beast in the water.

It's time to change houses.

Ye Feng looked at the rockery pool and suddenly had such an idea.

(End of this chapter)