Recast youth

Chapter 1393 A sensation with mixed reviews

From October to November 2006, it was the two months when Lanshan Company experienced a blowout, and it was also the two months when the name Ye Feng became famous in China, and business flourished in all directions.

Zhu Xian, a game developed by Lanshan Company, has become a phenomenon-level online game among online games.

If Fire Assault is just about gaining popularity, then Zhu Xian is a completely profitable game. The equipment gem upgrade system can be said to be a weapon for making money.

Except games.

w5173 has unknowingly become the leading website of domestic virtual trading platforms. It has been selected as "Dongzhou City Excellent Website" by Dongzhou City Propaganda Department and Information Committee, and "Annual Advanced Enterprise" by Dongzhou City Interactive Entertainment Special Committee. "Advanced Enterprise of the Year" by the Service Industry Association.

And won the title of "Excellent Service Provider in China's Game Industry" at the China Game Property Rights Annual Conference.

The company's chairman Ye Feng was also selected as the "New Figure of the Year in China's Game Industry" by the State Administration of Press and Publication.

Generally speaking, a normal company and its chairman are already famous in China with these honors. However, in addition to online games, Ye Feng, in addition to the w5173 virtual trading platform, the Lanshan video portal is also famous because of the movie "People on the Road". Comedy movies with overwhelming publicity have become popular. Since Lanshan Company issued an announcement that after the movie "On the Road" is released in theaters, it will be launched on Lanshan Video. In the past two months, the number of registrations for the Lanshan Video portal has increased. Great growth, with over one million monthly active users.

That's fine.

The third payment software "Maple Leaf Payment" developed by Maple Leaf Financial Services Company also shined. After nearly a year of research, under the chairmanship of Li Zhedong, it finally achieved significant results at the end of November and reached an agreement with China Merchants Bank. In the cooperation of "Quick Payment", Maple Leaf Payment and China Merchants Bank have launched a new payment method. There is no need to go to a China Merchants Bank branch. You can directly enter the card information and cardholder identity information, and accept the verification code by verifying the mobile phone reserved by the bank. After completing the contract, you can directly use the third-party payment software "Maple Leaf Payment" to pay when shopping, and the required amount will be deducted directly from your bank card.

There are two ways to sign a contract with Maple Leaf Express Payment:

1. Signing a contract during the payment process, that is, when the customer is shopping at w5173, Lanshan Video or Maple Leaf Payment external merchants, select China Merchants Bank's "Quick Payment" under the debit card. When clicking Next, the system will automatically pop up to fill in the real name and identity. Certificate number, debit card number and other information and get the SMS verification code, click "Confirm Payment", the payment is completed and the contract is signed successfully.

2. To sign a contract separately, the customer directly logs in to the Maple Leaf payment account, clicks My Payment, clicks Quick Payment, and then activates according to the prompts.

5 years.

Five years in advance, Ye Feng opened the door to fast payment five years in advance. When Lanshan Company and China Merchants Bank issued this announcement, whether it was in the traditional banking field, financial field, or in the media , all caused an uproar.

the reason is simple.

That is, when paying with Maple Leaf, the payment is made directly based on the SMS verification code. The UnionPay transaction page is skipped during this period, which is equivalent to settlement directly from the backend of China Merchants Bank.

For a time, there was both praise and criticism.

Ye Feng is also always paying attention to the online reviews about Maple Leaf Payment.Among them is a very popular report, "Fast payment has security risks? Don't let the "speed" of the Internet disrupt the foundation of security." This report almost occupies more than half of the entire report of "Voice of News".

The report wrote: On the page of Quick Payment, the official introduction reads: "Quick Payment is a safe and fast payment method. You only need to associate your bank card, no online banking is required, and enter "Maple Leaf Payment" when paying. "You can easily complete the payment with your password and mobile phone verification code." Although "safe" is written in front of "quick", listener Xiaobao (pseudonym) told us that he still feels "unsafe" when applying for quick payment.

Xiaobao: He only needs to enter your name, your ID number, your bank card number, and your mobile phone number. Then, after a while, it will send you a mobile phone verification code. It only needs these five. It will help you activate the thing. In the future, you only need a mobile phone verification code to pay. And I have tried it, and it is true that the money can be paid, so I feel that the risk is very high.

Because quick payment is mainly bound to mobile cards, you can register and apply for a savings card without opening online banking.In other words, if you have the other party's personal information, such as name, ID number, bank card number and bound mobile phone number, you can receive a verification code and activate quick payment for the other party, thus creating the risk of fraud.With this problem in mind, Xiaobao came to the bank for help.

In fact, many media reporters from China Merchants Bank did come to interview, including this person named Xiao Bao, who claimed to be an audience but acted as a reporter.

Although this person said that he could not find the leader of the "fast payment" cooperation with Li Zhedong, Qin Mian, chairman of China Merchants Bank, he found the person in charge of China Merchants Bank's e-commerce department for an interview.

Being able to serve as the head of a bank's e-commerce department has never been a simple role. He did not back down and responded directly to the reporter who called himself Xiaobao.

Small package for access: Because Maple Leaf Pay’s “Quick Payment” is mainly bound to mobile cards, the savings card does not need to open online banking before you can register and apply. That is to say, if you have the other party’s personal information, such as name, ID number, With the bank card number and the bound mobile phone number, you can receive the verification code and activate quick payment for the other party, thus causing the risk of fraud. Has the bank considered this risk?Has the customer's interests been infringed?
The person in charge of the Commercial Department of China Merchants Bank: There may be certain risks, but this risk exists at the customer's own operational level, and there is no business risk, because there is no industry standard for this business, and there is no official or industry authority to identify it. Now All the activation processes for this business are at the level of Maple Leaf Payment, and do not involve bank counters. That is to say, what methods do I use at the counter to help customers activate the quick payment function, so for the time being, it is here at the bank. There is no such prompt.

Xiaobao presses harder and harder: The customer's money is deposited in the bank. Originally, the bank should be involved in the payment, but now that Lanshan Company is powerful, the bank has not actually put forward its responsibilities confidently, right?
Head of the Commercial Department of China Merchants Bank: It cannot be said that it has become a business that is decided unilaterally. It is almost like this. The bank is also changing now and has its own alternative products. However, the deployment of this product does not take a day. What happened in two days, now is the era of the Internet, online payment is an inevitable trend, so the bank itself also needs to adjust and change.

Reporter Xiaobao seized on the flaw in the words of the person in charge of the Commercial Department of China Merchants Bank and asked: Does that mean that in your cooperation with Maple Leaf Payment, the bank is actually relatively passive?

The person in charge of the Investment Promotion and Commerce Department did not admit it directly, but just said: This is a question of who will determine it.

……

For a time, the news headline "Fast payment has security risks? Don't let the "speed" of the Internet disrupt the foundation of security" caused a lot of heat and triggered discussions from all walks of life.

Overall, there are more hidden worries.

After all, fast payment is a brand-new field, and brand-new also means unfamiliar, and humans are animals that are not afraid of known things, but afraid of unknown things.

Therefore, waiting and watching has become the norm.

(End of this chapter)