Recast youth

Chapter 1345 Negotiations
Li Zhedong followed his old leader Liang Yousheng into the office.

In front of other people, Li Zhedong was a calm and unhurried person who took the initiative in everything, but in front of the old leader in front of him, he became a little reserved.

There is no other reason.

The old leader in front of me is not only the President of the Bank of Communications, but also a member of the Standing Committee of the Second National Youth Federation, a member of the [-]th All-China Youth Federation, and the Vice Chairman of the National Financial Youth Federation.

It can be said that it holds a high position in the traditional banking field.

"sit down."

Liang Yousheng motioned to Li Zhedong to sit down first, then made a cup of tea and handed it to Li Zhedong.

Li Zhedong took it with both hands and said with a smile: "Thank you, old leader, for drinking this tea. The tea here has a more pure taste and moisturizes the mouth."

"Stop hating me."

Liang Yousheng sat down, took a leisurely sip of tea, then looked up at Li Zhedong and said, "I heard that you have been in Shanghai for more than half a month?"

"Yes."

Li Zhedong nodded: "I have always wanted to disturb the old leader, but considering that I have official business, I didn't dare to disturb the old leader in private. I thought I would bother the old leader again after the official business was handled."

Liang Yousheng put down his tea cup and said quietly: "For quick payment?"

Li Zhedong smiled: "Nothing can be hidden from the old leader. This is why I came to Shanghai this time."

Liang Yousheng avoided talking, but said: "Zhedong, originally I was more optimistic about you, thinking that you have excellent personal work ability, high consciousness, and can handle the burden on your shoulders. But you actually chose to resign."

"I have failed to live up to the expectations of the old leader." Li Zhedong lowered his head and said solemnly.

Liang Yousheng said in a calm tone: "I hope you have already resigned, so I won't talk about this. I hope your choice is right. After all, everyone has his own ambitions."

Li Zhedong's heart sank slightly when he heard this. He didn't feel so good.

But at this time, Liang Yousheng handed Li Zhedong a cigarette, which made Li Zhedong feel a little more comfortable. After all, he had been working under the old leader for ten years.

Liang Yousheng lit a cigarette, looked at Li Zhedong and said with a smile, "Tell me what you think. You even came to my office in person."

When Li Zhedong heard what his old leader said, a stone finally fell in his heart, and he lit a cigarette. When he was in Dongzhou, he also had a detailed understanding of Maple Leaf Payment.At present, Maple Leaf Payment cooperates with many banks, but the payment procedures are more troublesome. Every transaction needs to jump to the online banking transaction interface, and there are too many jumps.

This results in a low success rate of payment, only about 50% to 55%.

Therefore, fast payment is imminent.

"Is such that."

Li Zhedong looked up at Liang Yousheng and said: "In the overseas air travel business, there is a payment method called MOTOpay. When users pay by phone or online, they only need to fill in their name, credit card number, expiration date and CV2 code (security verification). code), after the platform learns this information, it can withhold money. In this process, the user does not need to enter the withdrawal password, and there is no online banking jump process, so I wonder if I can let me pay for Maple Leaf. Quick Payment provides an excuse to reach a cooperation between both parties on Quick Payment."

Liang Yousheng has been abroad many times, so he naturally knows the payment method of MOTOpay. He did not rush to answer, but took a puff of cigarette and said calmly: "Zhedong."

"Well, leader, please tell me." Li Zhedong said hurriedly.

Liang Yousheng looked at Li Zhedong and said: "It's not that I don't want to agree to you. The key point is that you have to know that this payment method is very risky. If you only know the card number, validity period and CV2 code, there may be a situation where anyone can Do you understand that you can steal other people's bank cards? And as a bank itself, it has to invest a lot of resources before launching a new product or project. It needs to consider its cost and financial return. Even if it is just to open an interface for quick payment, the bank has it. Hundreds of thousands or even millions of yuan may be invested, but the future business scale cannot be predicted. If the scale of this business does not increase, the previous work will be in vain.”

Liang Yousheng said, and Li Zhedong also understood that state-owned commercial banks themselves are extremely risk-averse, and are especially cautious when it comes to issues involving the security of customer funds.

It can be said that if he had not come to talk today, it would have been impossible for anyone else to meet with Liang Yousheng. There was a high probability that he would just send a section chief without real power to deal with it.

But Maple Leaf Payment has no other way out except talking to the bank.

First of all, when the "cartoon" business is combined with MOTOpay, when the user binds the card, it can be verified through the mobile phone number reserved by the user in the bank to prove whether it is the user himself. This is actually turning the bank's original manual verification into a machine It can be done automatically, and in the online payment process, user verification is a very important link. In the final analysis, this process is to prove "I am me", because the bank must withhold the user's account according to the instructions of Fengxing Payment. , so in order to prevent risks, Fengxing Payment must be able to verify whether the payment instruction is operated by the user himself, but this must first obtain the assistance of the bank.

Therefore, the hurdles here in the bank cannot be bypassed. If I want to negotiate this cooperation, I must also dispel the concerns of the old leader.

"Old leader, regarding the two points you mentioned, I can make a promise."

Li Zhedong said: "First of all, there is the issue of account fund security. Lanshan Company is a company that values ​​technology, so it has strong IT and risk control capabilities. As for fund security, Fengxing Financial can take the initiative to bear potential payment risks. After all, we Being from the Bank of Communications, this aspect will definitely not embarrass the old leaders. Secondly, fast payment is a product that Fengxing Company will promote in the future. It is determined to serve the public and make online payment a simple matter for the public. I am very confident about the future market of this business. After all, Fengxing Company and Lanshan Company are actually owned by the same company. Lanshan Company has a huge business volume, such as w5173, online games, and video websites. You have also seen these, and they are all available. It can be used as a quick payment. As long as Bank of Communications supports this product, I assure you, the leader, that Fengxing Company will definitely coordinate many resources to promote this product."

Liang Yousheng flicked the ashes of his cigarette and looked at Li Zhedong with a smile, admiration in his eyes: "It seems that you came well prepared this time and did a lot of homework."

"Old leader, there's nothing I can do about it."

Li Zhedong smiled bitterly and said: "I just switched to Fengxing Company and took up the post. As the person in charge, I always have to make some achievements, and then I shamelessly come to the old leader."

(End of this chapter)