Metropolis: I am a world tycoon
Chapter 2430
In the era of smartphone payment, people no longer have to worry about taking their bank card to the bank to withdraw cash when going out to pay.
And if the city bank is not big, after applying for it locally, you go to other places, and there are no bank ATMs there at all.
Unable to withdraw money or spend money.........
This will never happen in future generations.
This is why, in Su Can's previous life, 13 years later, city banks in various parts of the country were springing up like mushrooms after a rain.
One family after another.
Too much.
These banks handle business not only locally.
It can be done in other provinces.
Even if they don't have branches or business halls, they can handle those businesses through third-party channels on their mobile phones.
For example, on some large company software, they can sell these bank financial products without having to go to the bank to buy them.
Even in Mohe, the far north, it can be processed in Asia.
The gap is thousands of kilometers.
However, it can be done..........
This is the new change brought by mobile payment in the future.
Now, Yongan Bank can invest in large domestic banks that have not yet appeared. This is a new investment direction.
This is what Su Can wants
"In addition, you can increase your investment in Ping An Bank and Pan Group, and you can hold the shares of these companies for a long time!"
"In addition to this related industry, you can invest in other insurance industries, such as life insurance and other listed companies."
What Su Can said will be big companies in the future.
Now, they are neither showing their strength nor their water.
In addition, after the financial crisis and the collapse, it will take a period of recovery.
But now, it is a matter of buying It’s a good time to enter.
These insurance industries have always been sunrise enterprises. Coupled with the development of the domestic economy, people’s awareness of insurance has begun to increase.
You know, there are now more than a billion people in the country!
And insurance How many customers does this industry have?
As long as these customers continue to be cultivated and have insurance awareness, half of the 1.3 billion people in the country will become frequent insurance customers..........
Even if the price of this insurance drops.
However, any data can account for hundreds of millions of insurances, which is a huge amount.
It's like if the per capita insurance consumption is 4,000 yuan, and half of the 1.3 billion people, that is, 650 million people, then how much money will it cost?
As long as you multiply it a little, it will be a huge scale of more than 270 billion.
That's still half the market share.
What if it's all?
Therefore, it is very correct to say that the insurance industry will be a sunrise industry in the future. As long as people’s insurance awareness is cultivated, the insurance industry can be fair, open and transparent.
So, how big is this industry?
Think about how huge a company with hundreds of billions of revenue is.
As for the share of more than 270 billion, this is still human insurance, excluding property insurance, automobile insurance and other types of insurance. In total, it would have to be doubled at least...........
With a market share of more than 5 trillion yuan, how many companies with revenue of 300 to 400 billion yuan can be cultivated.
What is the final market value of these companies?
As long as you do this, there won't be any problems at all.
In addition to insurance, financial securities companies and the like are also worth investing in. However, compared to the insurance industry, securities companies are constantly experiencing thunderstorms.
Many domestic securities companies are like this
"Got it boss! Lu
Qianshan nodded and said:"After I go back, I will ask the analysis and evaluation department to start collecting intelligence. This year, I will start the operation and slowly acquire the shares of these companies.""
Su Can nodded slightly.
The companies he mentioned will all be giants in the domestic A-share market in the future. Even the weakest Ping An Bank has a market value of hundreds of billions.
That's huge. bank..........
In fact, many banks, seemingly among the top ten in the world, manage or absorb deposits in the amount of trillions of dollars.
However, in fact, the market value of the bank itself is definitely not that high.
Just like Morgan Bank, in Su Can's previous life, it was ranked among the top five banks in the world, and seemed to be ranked second. However, it managed countless funds in the world, and the market value of this bank was only seven Just $80 billion.
This is not based on market value.
Just like now, regardless of Wing On Bank, it holds shares in many companies, including HSBC, and is the largest shareholder of Standard Chartered Bank.
However, if Wing On Bank were to be listed, its market capitalization would not necessarily be greater than that of HSBC.
Perhaps, it is more than Standard Chartered Bank.
Therefore, for bank stocks, they all have low price-to-earnings ratios. There are no other companies with such high price-to-earnings ratios.
For bank stocks, that is, a price-to-earnings ratio of several times, or more than ten times.
Some listed companies can achieve price-to-earning ratios of hundreds of times. In total, bank stocks are all low-priced stocks. This is derived from the bank model.
The bank's model emphasizes steady flow and little speculation. Even if there is speculation, it is only the speculation of banks with small market capitalization...........
Big banks simply can't do it.
After all, he is already a giant, and it is very difficult to suddenly increase his power suddenly.
For example, the stocks of some listed companies have skyrocketed by hundreds of percent within a year. This is normal. However, bank stocks have never experienced such a skyrocketing.
In one year, it would be great to be able to surge by 20 to 30%.
Moreover, one year is a very long time. Other listed companies can surge by more than hundreds of percent in just a few months.
That's the difference.
Therefore, Su Canrang Yong'an Bank's investments are all biased toward long-term investments.
"Boss!
Lu Qianshan thought for a moment and asked,"What about oil futures now?" After this round of financial crisis, oil prices will reach rock bottom. At this time, is it possible to buy the bottom?"
After hearing Lu Qianshan's words, Xu Yan and Li Xue'er were a little curious and looked at Su Can. Can they ask? The oil futures market is no less profitable than the stock market!
In recent years, Wanxiang Group has made more money in the oil market. I made nearly 100 billion U.S. dollars in futures! That’s a huge sum.
Now, can I buy the bottom?..........
"Don’t worry about oil futures! This has reached the bottom, and it will remain at the bottom for a long time, and will remain at the bottom in the future."
Su Can shook his head, spoke slowly, and refused. ps Please subscribe
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