Hogwarts: This wizard wants to improve too much

The next day, Ethan came to the towering white building in Diagon Alley.

Stepping through the shiny bronze gate, the goblin guards standing at the door in scarlet and gold uniforms immediately bowed to Ethan.

Although Ethan was just a Muggle wizard, with neither a prominent family nor a high-ranking official in the Ministry of Magic, as a big customer with a deposit of one million gold galleons in Gringotts, he deserved such treatment.

As for the logo on the second gate, Ethan just smiled.

Coming to the interior of Gringotts, it was still as busy as when Ethan came before.

Hundreds of goblins were working in their respective positions, checking documents, weighing coins with a scale, looking at gems with a magnifying glass, and dragging a cart. Of course, there was also a goblin who trotted to Ethan.

"Dear Mr. Adrian, is there anything I can do for you?"

Seeing the smiling goblin in front of him, Ethan really lost his appetite.

Don't you know how ugly you are?

"I want to deposit a sum of gold galleons in my vault."

This is the purpose of Ethan's visit this time.

Yesterday, after Sirius handed over half of the cash of the Black family to him, Ethan also counted it, and there were more than 3.6 million gold galleons in total.

In addition to Ethan's deposit of "597" in Gringotts, and the dividends during this period, there are more than 5 million gold galleons in total.

After all, Ethan received more than one million gold galleons from the headquarters of Thrace alone.

The income of large and small items later was not small. Although it cost a little, in general, it was much faster to earn than to spend.

But even with such a large amount, Ethan still has not activated the achievement reward, and he doesn't know how much he needs for the next stage.

Ten million?

Or thirty million?

If you want to get such a large number of gold galleons, you don't know how long it will take to accumulate them. You must play big.

So, Ethan sent money to Gringotts today.

"Mr. Adrian, do you need financial products? We have recently launched several new financial projects at Gringotts, which are guaranteed to be able to..."

"No need, just take me to my vault."

Ethan didn't have any thoughts on this at all.

The goblin's financial products, just listen to it, it's not possible to make money from it.

"Yes, I'll take you there!"

"Please show me the key to the vault first."

Ethan's refusal made his face stiff for a moment, but he quickly recovered and showed a businesslike attitude.

Ethan didn't care about this. Anyway, you will cry later.

After checking Ethan's vault key and confirming that there was no problem, the fairy took Ethan to a counter.

"Mr. Adrian, how much gold do you need to deposit this time?Galleons?"

These deposits are all recorded to avoid disputes.

Wizards don't trust goblins very much, and they know the character of this group very well. Who knows if they will steal the property in the vault.

When the time comes, they will turn the tables and say that there are only so many in the vault. Wizards will really have nowhere to complain.

If it weren't for the wizarding world, where there was only one bank like Gringotts, I'm afraid they would have gone bankrupt.

"Four million gold Galleons! "

As Ethan finished speaking, the entire Gringotts scene fell silent. The goblins who were busy working turned their heads to look at Ethan one by one, with strange lights flashing in their eyes.

Some wizards who came to Gringotts to handle business also looked at Ethan in disbelief.

They also recognized Ethan. After all, wizards are such a small society, and Ethan is a celebrity. He has appeared in several issues of the Daily Prophet.

But I didn't expect that Ethan would be so rich. I had all kinds of ideas at once.

For these, Ethan turned a blind eye and even hoped that they would put their ideas into action.

"Are you sure it's four million gold galleons, not four hundred thousand? ”

The goblin who handled Ethan’s business also looked at Ethan in disbelief. The one million gold Galleons he handled last time were already surprising enough.

Although he was not the one who handled Ethan’s business that time, there was only one person who could deposit one million gold Galleons at a time last year. Everyone in Gringotts knew this!

I didn’t expect that it would reach four million directly this year. He was a little unsure if he had heard it wrong.

According to what he knew, no one had deposited four million gold Galleons at a time since Gringotts was established.

Even those pure-blood families had a slow accumulation process of wealth.

“That’s four million gold Galleons!”

“Please come over here! ”

After making sure that he had heard correctly, the goblin immediately welcomed Ethan into a box nearby.

Then, Ethan took out four million gold Galleons. The amount had to be checked and tested before depositing them. If the amount was small, it could be left outside.

But four million gold Galleons would take some time even with the help of magic.

At the same time, they did not ask how Ethan got the gold Galleons. After all, this was not within the management scope of Gringotts.

If that family lost a large amount of gold Galleons, they would naturally go to the Ministry of Magic, and then the Ministry of Magic would investigate. It would not be the goblin’s fault.

“Mr. Adrian, you…”

“No need for financial products! ”

Ethan interrupted the Gringotts manager who was selling. As soon as he opened his mouth, Ethan knew what he was going to say.

After hearing what Ethan said, the manager could only leave in disappointment.

Although before coming in, he heard from the goblin in front that Ethan didn't need financial products, but he didn't tryHow can I accept this?

This is four million gold Galleons!

If I can sell financial products, I can make a living from the commission alone, not to mention the other benefits.

Unlike Muggle banks, deposits in Muggle banks have interest, mainly because the bank will use the money to make loans or investments to earn a certain profit, and then give part of it to the depositors as interest. (To read the novel, go to Faloo Novel Network!)

But in Gringotts in the wizarding world, deposits do not have interest, on the contrary, they have to pay them a sum of money as a custody fee.

At the same time, without the wizard's permission, the goblins cannot open the wizard's vault, which naturally prevents the goblins from taking the gold Galleons inside.

Although they can open the vault door, they don't know when the wizard will come to take out the gold Galleons, and there is also an agreement. If they are caught, the entire group of goblins will be affected.

Therefore, in addition to charging a storage fee, Gringotts also likes to recommend various financial products, and has a series of services such as removing curses.

After all, you can't directly embezzle these gold galleons, but you can let you take them out willingly!

The vaults here are divided into five levels.

The fifth level is the public vault, which is on the top floor of Gringotts. It does not belong to a certain family or individual. You can come anytime and just give an empty vault. The fee is based on the storage time. Of course, this fee is the lowest...

The next four levels are private vaults, and the first level vault is on the bottom floor, guarded by a fire dragon.

The minimum one-time charge is 80,000 gold galleons, and the storage time is 100 years. Of course, you can renew in advance.

If you upgrade to permanent, 300,000 gold galleons, it will belong to a family forever.

This is the amount required for the first level vault. Many pure-blood families choose this service.

For example, the Lestrange family, and some other prominent pure-blood families, of course, the Weasley family must be excluded.

Ethan also chose this one, after all, fishing must be done by making nests, and there is gain only when there is sacrifice.

After drinking a cup of tea and sitting for a while, Ethan's batch of gold galleons was finally cleaned up.

It must be said that the efficiency of the goblin is quite fast. []

Following the goblin, we came to the interior of Gringotts, walked down all the way, and came to more than ten mine cart tracks.

There are two mine carts ready here. The one in front is full of golden gold galleons, and there are two goblins on it, one guarding the goods and the other driving.

The mine cart loaded with gold galleons also used the traceless expansion spell to expand the internal space.

Ethan and the goblin who led the way got on the mine cart at the back.

Sitting on the mine cart with a look of disgust on his face, Ethan didn't know what to say.

As the only financial institution in the wizarding world, it has made a lot of money from gold galleons.

It looks bright and beautiful from the outside, and it looks much more high-end than all the buildings in Diagon Alley.

But the inside is not well decorated, and only some face-saving works are done.

The Ministry of Magic knows to keep up with the times and install elevators, but Gringotts is still using this old thing that is hundreds or thousands of years old.

"Mr. Adrian, please sit down."

As the goblin finished speaking, the mine cart in front, which was full of gold galleons, started first. Since the whole journey was downhill, the speed was also very fast.

After the car in front had gone for a while, the car Ethan was riding started.

The mine cart started running like a wild horse, and it kept speeding on the maze-like track. There were also many forks on the track. At every critical moment, the 4.3 goblins could control the mine cart to change lanes and follow the mine cart in front closely.

Due to the speed, sparks flew between the mine cart and the rails. Compared to this, the roller coaster Ethan had ridden before was nothing.

Soon, the mine cart took Ethan through a small waterfall, and the water from above also stained Ethan a lot when it fell.

In response, Ethan secretly intercepted a part of it and put it in a container he had prepared in advance.

This is the anti-thief waterfall, and its only function is to wash away the disguised magic on the body.

Whether it is Transfiguration or Polyjuice Potion, or people controlled by the Imperius Curse, the magic effect will be broken when passing through the water flow of this anti-thief waterfall.

Ethan is still quite interested in this magic potion. He was not prepared last time, and it would be a shame if he didn't intercept some this time.

Of course, Gringotts is not so extravagant as to treat this potion that can break the magic effect as a disposable item, and it is still in the form of this flowing waterfall.

There are alchemy devices above and below, which can recycle these naturally flowing medicines and reuse them after recycling.

This is also an important guarantee for the safety of the deep vault of Gringotts. When I first came in, the goblin who was responsible for leading the way introduced this situation to Ethan. .