"When you encounter a problem, you must find the essence of the problem. Remember not to treat the symptoms without addressing the root cause!"
Jiang Feng gave a solution to the problem: "The current problems are, first, too much money, and second, insufficient market supply!"
"Let's take two steps. If there is too much currency, we should find a way to collect some of it. For example, in the practice room of Yuanci Mountain Range, we can consider taking out a part of it and using money to exchange for practice time. First, we can recover the currency. Second, increasing the use of money is equivalent to increasing market supply!"
Currently, the practice room in Yuanci Mountain Range can only be exchanged with points, and some are still vacant. It is a waste to keep it.
The advantage of the practice room is that it does not cost money!
"Opening just one training room is not enough. Most people are reluctant to use the training room, so we have to take targeted measures. For example, the supply of exotic beast meat should be more sufficient. In the secret realm, no one else raises exotic beasts except the family, and selling exotic beast meat will not affect other people's employment!"
"Dad, I know!"
Jiang Rizhao admired him. In his opinion, the problem was extremely difficult to solve, but his father solved it with just two sentences.
Compared to the control of the overall situation, my brother and I are completely different from my father.
"The number of training secret rooms opened, including the supply of exotic beast meat, you can measure it yourself! Remember, don't think about doing it all at once, and increase the quantity slowly!"
Jiang Feng warned.
"Dad, I know. I will think carefully this time!"
Jiang Rizhao vowed, and then asked: "Price fluctuations are inevitable. Inflation and deflation will affect the economy in the secret realm. Do we have to keep prices stable?"
With the means taught by Jiang Feng, he is very confident in stabilizing prices.
As for the degree to which it can be achieved, it is very simple. Take the income in the secret realm and exchange it for silver. You will know whether it is expensive or not after a trip to Suzhou!
Jiang Feng smiled and said: "Not necessarily. Prices cannot remain unchanged! It is best if the inflation rate is maintained at about 2% to 3% per year!"
"In this way, won't the lives of the people in the secret realm become worse and worse?"
Jiang Rizhao couldn't figure out the intention. If he said it was for money, he would never believe it.
Father's pattern can no longer be measured by money!
Jiang Feng said: "Wouldn't it be enough to increase the people's income accordingly?"
Everyone was even more confused. Jiang Ziyan said: "If prices rise while income increases, wouldn't it be a waste of effort!"
They didn't understand Jiang Feng's intention, but they knew that he was not speaking casually and must have thought it through.
Jiang Feng thought for a while and said: "Let me give you an extreme example. If I make a lot of money, I can spend it for a lifetime according to the current prices. If I have no talent in martial arts and no children, what do you think I will do?"
"Of course, I will eat, drink and have fun every day. What's the use of making so much money? 々ˇ !"
Jiang Qianchi said as a matter of course.
Shangguan Haitang gave him a glare, Jiang Qianchi smiled awkwardly and stopped talking!
"Qianchi is right. This is human nature. If this is the case, wouldn't the Jiang family have an idler?"
Jiang Feng's eyes were deep: "Only if we ensure proper inflation and income grows synchronously, people will never be idle, because the paper money in their hands is depreciating every year, and no one knows how much money they need to make before they can rest!"
"Hiss!"
Everyone took a breath of cold air. This is a soft knife cutting meat, making everyone busy and creating value for the Jiang family for life.
Compared to this method, those methods that rely on roadblocks, robbery, murder and arson are simply weak!
"There is another most important reason. This can ensure the continuous flow of classes in the secret realm, so that some people will not accumulate a lot of money, resulting in the bottom people having no chance to get ahead, and keep the secret realm alive."
This is the main reason.
Everyone pondered. This method was too clever. If Jiang Feng didn't explain, no one could think so far.
The girls looked at him in admiration. If their children were not in front of them, they would have wanted to come forward and kiss him. A wise man is so attractive!
"Dad, I think it through!"
Jiang Rizhao's face flushed. His father's words today opened up a new world for him.
A Bi even copied down Jiang Feng's words word for word. As the person in charge of the bank, he felt a great responsibility and was walking on thin ice. What he said today was worth going back to think carefully.
"Dad, you just said that the essence of money is credibility. The Jiang family's paper money is supported by the Jiang family's credit. Gold and silver have a much longer history than the seven dynasties. Who is supporting the credit of gold and silver as money?"
Jiang Ziyan asked doubtfully.
"Because time is backing gold and silver!"
Jiang Feng smiled and said, "Gold and silver have existed as currency since ancient times. Dynasties have changed countless times, and gold and silver are still currency. Is there any credit that is more deeply rooted in people's hearts than this?"
Paper money still needs the Jiang family to give credit, but gold and silver have long transcended the stage of needing any force to endorse them, and are naturally money.
"That's right!"
Jiang Ziyan nodded and asked, "Is there no existence that surpasses gold and silver?"
"Of course there is!"
Jiang Feng gave an example: "The traceless divine gold is the currency above gold and silver, but because of its small quantity and high value, it is not circulated in the market!"
"The reason why gold and silver became currency in the beginning was because of their own value. As an indispensable material for casting divine weapons, the traceless divine gold is scarce, so it is naturally an upgraded currency for gold. Because of its higher value, it is something that gold cannot buy. , but the traceless divine gold can buy it. On the contrary, what the traceless divine gold can buy, gold and silver may not be able to buy! "
Jiang Ziyan wondered: "The lower-level people in the Jianghu don't know about the traceless divine gold. Is its credibility stronger than gold and silver?"
Jiang Feng nodded: "The credibility of gold and silver lies in its breadth. Anyone with gold and silver can buy ordinary materials and relatively low-end cultivation resources in the world. Everyone recognizes the value of gold and silver!"
"The traceless divine gold is not like gold and silver. Everyone knows it, because it belongs to the heavenly beings.The currency of the strong above the realm, for a long time, what gold and silver cannot buy, can be bought with the traceless divine gold. Over time, in the eyes of the gods, the credibility of the traceless divine gold is naturally stronger than gold and silver! "
"The same is true for the paper money issued by the Jiang family. With the credit endorsement of the Jiang family, paper money can be used to buy cultivation resources and exercises in the secret realm, which is equivalent to strengthening the credit of paper money in people's hearts. If paper money cannot buy most materials in the market in the future, or what can be bought now cannot be bought in the future, it will have a negative impact on the credit of paper money! "
Jiang Rizhao said seriously, "Doesn't it mean that any kind of resource sold in the market cannot be cancelled?"
"You can understand it this way, which is why I didn't include some resources in the scope of what can be purchased with banknotes. Once the credit is lost, it is difficult to recover it, just like playing chess, there is no regret after making a move! ”
Jiang Rizhao had no knowledge in this area before, but after hearing Jiang Feng’s words, he would consider any decision more carefully.
“¨々 I didn’t realize the importance of the amount of money before, but now I think about it, the future expenses of the secret realm must be planned in advance!”
A Bi sighed.
“I am very pleased that you can draw inferences from one example!”
Jiang Feng said: “The family has been supporting the initial development of the secret realm. Now that the second city is built, it is time to separate the secret realm from the family’s finances. In the next few decades, the family’s free investment will gradually decrease until it is cancelled. The secret realm must be self-sufficient and needs resources from the outside world, which must be exchanged for materials.”
The Jiang family’s free support stage has passed, and no resources will be drawn from the secret realm in the next few decades.
After a few decades, what they will get is tens of millions of people and dozens of cities.
“In the future, I will make financial plans for the secret realm every year! "
Abi looked serious.
Several children needed time to digest it, Jiang Feng waved his hand: "You guys go and do your own things!"
After they left, Huang Rong asked with a smile: "Husband, you knew they would have problems!"
Jiang Feng did not hide: "They grew up too smoothly, from childhood to adulthood, they never worried about resources, and they had a smooth journey. Overall, it is a good thing, but it also makes them underestimate the difficulty of doing things. Rizhao issued banknotes, and the whole process was under my control, so I just let them fall a little!"
"Husband, how do you know so much? "
Lin Daiyu's eyes were drawn.
She had been to many places with her father since she was a child and participated in the development of the local economy, but she had never understood money so thoroughly.
The most powerful official she had ever met did not understand the essence of the economy as well as Jiang Feng's.
"The more you see and the more you think, the clearer the mystery will be!"
Jiang Feng said vaguely: "Both the Ming Dynasty and the Song Dynasty issued paper money, and I learned from this."
The paper money issued by the Song Dynasty and the Ming Dynasty was worthless in the end.
The two dynasties must have discovered the problem in the end, but once the credit was lost once, it would be difficult to issue it again.There is no chance.
Jiang Feng would not underestimate the two dynasties' understanding of the economy, and said:
"The Song Dynasty and the Ming Dynasty failed, and they would definitely not make the reasons for their failure public. What if other dynasties understood the secrets of currency and successfully played with paper money? For the two dynasties, it would be a fatal blow."
"There is no systematic research on currency in the world. I guess it's not that no one has studied it. The most likely possibility is that someone has studied it, but it was quietly erased by the two dynasties!"
"My husband's guess makes sense. It's terrifying to think about it!"
The women are not fools. There are so many people in the world, and no one studies currency. It doesn't make sense.
The most likely possibility is that after the failure of the two dynasties, such knowledge was not allowed to appear in the world!
....
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