Brother Hai is very serious about this question.
He himself is a loan shark.
He knows very well the situation of most people who come to him to borrow money.
Therefore, from the beginning when he borrowed money, he did not expect the other party to repay the money.
As long as the other party can provide decent or equivalent collateral.
He can lend this money out.
As for those who owe money and do not want to fulfill the contract, they do not want to pay it back.
For the banks, it may be a difficult business.
But here in Brother Hai.
He has at least 9 ways to get his money back, 9 ways!
This does not include some very terrifying methods.
Therefore, Brother Hai has never worried about the financial crisis.
As long as he dares to borrow, he will definitely make money from this business.
Before Qin Feng arrived.
I have already communicated with him on the phone.
After a simple communication, he and Qin Feng made an appointment to meet.
But during the break, he also began to investigate Qin Feng.
It would be okay if he didn't investigate, but Brother Hai was really shocked when he did.
The youngest vice president in Nanfeng Branch.
Not to mention that the Modu branch is well-run.
Moreover, he also married the daughter of the deputy minister.
With these two identities alone, Feng seems to have a golden brand.
However, this is also what he is most curious about.
During the investigation, he found that Nanfeng Branch did not have any financial risks.
There were no violations either.
In this case, if Qin Feng wanted a loan, why would he find him?
In fact, Qin Feng has also considered this issue.
Therefore, he had already prepared a very good perfect answer.
After calming down, Qin Feng said easily
"Brother Hai, if I can come to you, I must be here to make a joke."
"In your line of work, the emphasis is on rescuing emergencies rather than rescuing the poor."
"Our company is engaged in investment, and our investment focuses on minimizing risks and maximizing profits!"
"To a certain extent, our operating direction is the same!"
"The richer people are, the more anxious they are about money!"
"The better the project, the more it needs to be started in advance, right?"
Brother Hai smiled and nodded, waiting for Qin Feng to continue.
"Everything we do actually complies with the rules of the market economy."
"To put it bluntly, I really need it now."
"Wait for the bank's approval, go through the process step by step, and then lend money."
"I may have missed the best time, and the opportunity will never come back again!"
"So, didn’t I find you here!"
Brother Hai's expression softened a lot.
It seems that he is quite satisfied with this answer. After all
, many 663 people from the tendering party often come to borrow money from him.
Their characteristic is that they borrow money quickly and pay it back quickly, with slightly lower interest rates.
After all, not every tenderer can pay the deposit in full.
Therefore, Qin Feng’s reasons are also very reasonable.
As long as this point is explained, the rest can be discussed.
"Tell me, Boss Qin, how much capital do you need?"
"Just like what I said on the phone, I need about 50 million in funds."
Brother Hai thought for a moment, then stretched out five fingers.
"Annual profit of 50!"
"Each month is..."
As he said that, Brother Hai took out his calculator and pressed a few numbers.
"2.083 million! I think we are quite compatible, so just a small change!"
"As for me, I always say things openly and I will never play tricks with you."
"So much to say, that’s all! In other places, you won’t ask for a penny more, so don’t worry!"
Qin Feng secretly thought,"How cruel.
If the annual interest rate exceeds 36%, it is a usury.
Brother Hai's 50% should be a friendly price considering his status as the minister's son-in-law.
In this industry, the annual interest rate is 120 % of the situations are common!
After careful calculation, Qin Feng nodded.
"Okay, the interest rate will be as you said, Brother Hai. Let’s sign the contract!"
Brother Hai smiled and clapped his hands, and the boy outside the door immediately started signing the contract.
He poured Qin Feng a cup of tea, and Brother Hai's voice suddenly dropped a few degrees.
"Boss Qin, I've done your business"
"But there are some things I want to say up front"
"As a person, I have always been a villain first and then a gentleman!"
"I'm never sloppy when it comes to money, so I hope you won't be sloppy either!"
"Haha, Boss Qin is so smart, he must know what I mean"
"If there is a problem with the repayment in the middle, it will definitely be fine if you give it a few days of grace."
"But if you have this money... At that time, no matter what your status is, you can't help."
"Boss Qin, you don’t blame me for speaking directly, right?"
Qin Feng laughed secretly in his heart, but still nodded lightly.
"I have heard of Brother Hai’s reputation."
"Otherwise, I wouldn’t come to talk to you!"
"Again, I am in business! I just want to make money, not lose money!"
Brother Hai smiled and brought the contract printed by his younger brother.
After reading it briefly, he handed the contract to Qin Feng
"Okay, Boss Qin is quick to talk, so I won’t talk nonsense!"
"Leave a card number! The fastest, we can arrive this evening!"
"Sign it!"
Qin Feng signed the contract and returned it to Brother Hai.
The two chatted and laughed, and Brother Hai sent Qin Feng to the door. He waited for the door to close.
Only then did Qin Feng breathe out the air in his chest.
Good guy , this is the first time that I have dealt with such a ruthless person.
Especially when I heard the sentence just now, no matter who I am, I can't help.
It almost made Qin Feng sweat.
This Brother Hai must have some connections..
But Qin Feng doesn’t believe that he has a greater relationship than Lin Bu.
But this kind of people are ruthless.
They only recognize money in their eyes and nothing else.
Once they go crazy, they will really Just like what he said.
This group of people will not sell anyone's account.
Either they won't lend it to you!
Or if they borrow it, you must pay it back!
After taking a few more breaths, Qin Feng left the office building.
If possible.
He really never wants to come to a place like this again!
……
Nanfeng Branch, Deputy General Office
"Angie, I need a fiction now"
"It must be real enough and have a certain amount of publicity"
"It is best to invest in some emerging technologies!"
"The initial estimated investment plan is 90 million!"
"I will invest 50 million in the early stage, and I will add more after three months!"
"Besides..."
Before Qin Feng finished speaking, An Qi was stunned.
"Boss, did you drink during the day?"
"ah? What does it mean?"
An Qi cupped her chin and said word for word.
"The funds currently available in the company's accounts are probably less than 20 million."
"Even if we make this fiction, the 50 million injection cannot be faked, right?"
Qin Feng smiled
"Don’t worry about money, I will give it to you when the time comes!"
This answer shocked An Qi.
She reacted instantly.
90 million!
This price is almost the same as the valuation of Nanfeng Branch!
She immediately realized that Qin might be doing something big. (Watch the storm For cool novels, go to Feilu Novel Network!)
However, An Qi is An Qi after all.
Smart people know what things can be said and what cannot be said.
Since Qin Feng didn’t tell himself, it means it’s not time.
So, All he had to do was follow the rules.
A month later, the fictitious project was born.
It was publicized in various media and magazines.
【Flexible battery technology has received huge investment increases and has unlimited prospects】
【It is reported that this technology can make electronic products more flexible and diverse in the future market.】
【Mr. Qin Feng, head of the Magic City branch of Nanfeng Group, which has invested heavily in this emerging technology project, said……】
Brother Hai, who was watching the news and playing mahjong, smiled.
"Oops, after all, knowledge changes destiny."
"Flexible batteries, haha, I’ve never heard of this thing at all. It’s developing so fast!"
"Very good, very good! I think this project is very promising!" at the same time[]
Nanfeng Corporation.
As the chairman of the head office, Ji Guoan really hates and fears Qin Feng.
Hate, because if it weren't for Qin Feng.
At this time, the branch has returned to (ahbe) its own hands.
There is no need for him to spend 50 million to settle Qin Feng's account.
So much so that now there is a problem with the head office's project, and there is very little working capital available.
I'm afraid because Qin Feng has a bad reputation in Ji Guoan's heart.
After the last failure, he hadn't thought about continuing to fight Qin Feng.
But the consequences of the last failure were too serious.
He simply couldn't afford not to experience the consequences again.
In addition, the head office is now in a difficult period.
His only wish is that Qin Feng doesn't cause trouble for himself at this time.
Nothing else is expected.
However, whatever you fear will come.
In the magazines these days, he also saw about the branch.
Invest heavily in soft battery projects.
As an investor, he doesn't know much about soft batteries, but he knows how to invest!
Soft batteries are simply an immature project.
Even if there are people entering the market now, most of them are companies developing this technology.
No matter what, it's not the investment company's turn.
But at this stall, Qin Feng made a high-profile appearance.
This made Ji Guoan feel a little uneasy in his heart.
However, his current focus is not Qin Feng.
But half a year later, about the goodwill financing plan of the head office.
Now, I submitted the plan myself.
Six months later, the company conducted an internal investigation and then reviewed the information again.
As long as the review results are basically the same, the financing amount will be released.
Combining multiple branches brings bonus points to the head office.
Ji Guoan has reason and confidence to believe it.
This time, I will definitely be able to lead the head office through this crisis. By then, my prestige will be further enhanced.
Although recovery is still required in the short term.
But as long as his vitality is not injured, his future journey will be much smoother.
When the time comes, gather strength and attack Qin Feng's Magic City branch again.
Sooner or later, Qin Feng will be completely captured.
Thinking of this, Ji Guoan let out a sigh of relief.
But what he didn't know was.
He had already walked step by step into the grave dug for him by Qin Feng himself.
Even if you don't die, you will still shed a layer of skin!
Second month.
Under Qin Feng's instructions, An Qi began to expand publicity efforts.
This expansion is basically proportional to the intensity of investment.
Capital investment is actually a very simple matter.
Capital spends money, the project starts to grow, investors see the potential, and then continue to throw money.
Rotating over and over again.
Either the project will finally be implemented, everyone will be happy, and make a lot of money.
Or, projects for various reasons.
Abortion, stagnation, technical difficulties, or disagreements among the project team.
Then the project started to slow down until it was completely destroyed.
During this process, if someone is willing to bear the pain and leave the market, they will lose less.
But there are also people who, for various reasons, decide to go it alone.
And there are only two results to wait for next.
Either the project comes back to life, or the project goes completely cold.
Countless examples from ancient times to the present tell us this.
Investment is risky, please be careful when throwing money.
But now.
Faced with such a huge publicity effort, and various experts stepping down one after another.
In two months, the soft battery project really attracted the attention of many investors.
However, most are laymen.
As for the real experts, although they have not yet seen the specific problem.
However, the caution of professional investors has led them to wait and see, waiting for opportunities.
And on Qin Feng's side.
The two months after his wedding were the first time he came to this strange world.
The happiest days.
After figuring out the early layout, Qin Feng found his mother-in-law again.
After 40 minutes of detailed discussion, the old mother-in-law gave the next plan.
"In more than a month, the repayment time will start to be delayed, putting some pressure on Luan Hai!"
"But when it comes to the project, be vague and don’t need to reveal too much!"
"The rest depends on when the financing institution at the head office announces the news!"
So, Qin Feng got two free months.
After leaving the trivial matters to An Qi, Qin Feng took his wife directly to start their honeymoon trip.
Taiguo, Xinjiapo, India and Asia!
Curry! , Bak Kut Teh, Indonesian nine-story pagoda!
Do a spa, set off fireworks, steam sauna!
Eat and shop, enjoy the sun and beach, and the picturesque scenery.
Have a great time.
When he returns to China with his wife, he will be the first to pick it up It turned out to be Luan Hai's phone number.
"Boss Qin, are you very busy these days?"
"Yes, isn’t this just a wedding? I have always promised to take my wife out for fun, so I choose a time to fulfill it!"
"Oh, I see. However, this month’s repayment date is already late!"
Qin Feng pretended to be surprised, and then immediately said
"Oops, blame me, blame me, it really depends on me!"
"When I left, I specifically asked the people in the company to remember to transfer money to Brother Hai’s account on time!"
"They must have been busy and delayed the most important thing."
"Don't worry, I will ask them to pay you right away, and it will definitely arrive today!"
Seeing Qin Feng answering so cheerfully, Luan Hai didn't know what to say.
"Okay, let’s forget about these 4"
"I still believe in your reputation, Boss Qin!"
"Don't mind if I ask one more question"
"Is it possible that something went wrong with the project, causing funding to be delayed?"
Qin Feng held his mobile phone, hugged his beloved wife in the parking lot of the airport, and laughed loudly.
"Brother Hai, stop making trouble!"
"This project is a profitable one……"
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