City: Super Tycoon Starts as a Fruit Merchant

When he first saw this number, especially the four conspicuous characters, Shen Fangping's first feeling was to hang up, but for some unknown reason, he suddenly picked up the phone and answered the call.

"Hello, is this Mr. Shen Fangping?"

"It's me, is something wrong?"Shen Fangping's first reaction was that his identity had been leaked.

"That's it, Mr. Shen, we are from a bank, and we learned that Mr. Shen is willing to lend money recently, right?"

Shen Fangping was a little irritated,"So, you scammers want to defraud me of money. Since you know that I want a loan and the amount of the loan, I can't think of any bank that would give me money at this time. Ex-convicts borrow so much money. The tone of the person on the other end of the phone was also stagnant,"Mr. Shen misunderstood. We are really not liars. I am a staff member of Ping An Bank. My work number is********, these can be verified online. We are a legitimate company and will never be a scammer."

"oh? Shen Fangping smiled,"Since you called me, you must be willing to lend me a loan?""

"Definitely."An affirmative answer came from the other end of the phone.

"Firstly, I don’t have a house, secondly, I don’t have any expensive cars, and I don’t have any high-paying job. Are you willing to lend me a loan?"

"Yes, Mr. Shen, since we are making this call to you, it means that you are eligible for a loan in our company."

"Well, how much can I borrow?"

"According to preliminary estimates, Mr. Shen's loan limit in our company can reach 300 million, but the specific amount still requires Mr. Shen to submit information. We have professional teachers to make a specific estimate of your information."

Shen Fangping's breathing became rapid at this moment. He was shocked by the three hundred million.

Three hundred million, although it did not meet his expectations, but if he really had these three hundred million, then his first step would be Let's go on.

If the other party is really a liar, I don't seem to have much to lose. But if the other party is really a staff member of Ping An Bank and I reject it, I will really lose a lot for such a long time. Someone with a criminal record like me For people like me, loans seem to be a luxury, so even if the interest rate is higher, it doesn't matter. As long as you can succeed in that matter and repay the principal and interest together, the game will be alive.

So, don't be afraid of 10,000. I am afraid of what might happen. I am not afraid that the person opposite is a liar. I am afraid that the other person is true and I have missed it. Some opportunities, once missed, will never come back.

"Are there any restrictions on the loan? Can I definitely get it?"

"This is not certain, Mr. Shen."The staff on the other end of the phone said,"Mr. Shen, we have found that you have overdue behavior, so we need to ask our superiors for instructions, and we will not disburse money to you according to the normal loan methods on the market. Of course, The treatment our company gives you is the same as that given to people who are not overdue. The interest will not be more, but our loan methods need to be more secretive. To put it bluntly, we need to disguise you as a citizen who is not overdue."

Shen Fangping still didn't hear anything wrong with the other party's words.

"So, how should I apply for a loan?"

"That's it, Mr. Shen, let's add your contact information first, and I will send you a link. At that time, you only need to download the software that pops up from this link, then submit the information and wait for the loan amount evaluation, and then you can Processed the loan application process"

"Okay, you add me, mine……"

Shen Fangping found a pavilion and sat down. The sun was shining brightly and he felt a little hot.

Following the other party's instructions, Shen Fangping downloaded the software from a certain bank.

In order to make sure that the person on the other end of the phone was indeed not a liar, Shen Fangping searched for this loan bank online. It was indeed a very formal bank that also engaged in small loan business. Moreover, it did have such a staff member and a phone number. What the other person said was the same, but it didn't prove that what the other person said was true, but Shen Fangping already believed it.

Subsequently, Shen Fangping began to submit information for review.

About five minutes later, the review results came out. As expected, Shen Fangping did not meet the loan qualifications. After all, he was on the credit blacklist. He was not allowed to borrow money within ten years, or the amount of his loan would not be Over one hundred dollars.

A staff member from Ping An Bank called shortly after,"Mr. Shen, have you downloaded the software?"

"I downloaded it, but the review result is that I am not eligible for a loan."

"This is normal. Mr. Shen, you have to understand that you are on the credit blacklist, so on the surface, you are not eligible for a loan."

"I know"

"Let's do this, Mr. Shen, I will send you a contract. You fill it out truthfully. Then I will report it to my superior and use another method to get you the loan."

"Can a credit blacklisted person like me really get a loan?"

"Yes, Mr. Shen, first of all, being on the credit blacklist does not mean that his credit is bad. Sometimes it can only be said that he cannot help himself. Some people have money and refuse to pay it back. This is a real bad guy, and Some people have the intention to repay the money, but do not have the ability to do so. For us, we will not give loans to the real bad guys, but Mr. Shen is by no means a real bad guy. Secondly, we, the employees of loan companies, also have loan quotas. Did you know that, however, only people with no money will take out loans? Rich people will not choose to take out loans, and among people with no money, Well, there are many people who have been identified as old people, which also makes our life very difficult, so big customers like Mr. Shen are really rare to see in a hundred years."

"Exaggerated. Shen Fangping smiled,"The world is like this. It always revolves around money and power. For those of us who have no money and no power, life is naturally difficult and it is difficult to break class barriers.""

"Mr. Shen, please print the contract now, fill in the application truthfully, and then submit it. After I report it to you, you can get the loan." the staff said

"OK"

Shen Fangping hung up the phone, went to a printing shop, printed out the contract, and then went into a stationery store, bought pens and Indonesian pens, and sat in the pavilion to fill it out.

After filling in all the information accurately, Shen Fangping made sure that nothing was lost. After searching the Internet for the authenticity of the contract, he found out that it was indeed very real and legal. He finally felt relieved, took a photo of the contract and sent it to the other party. The other party was very concerned about this hard-won business and immediately started working with him. The superior's application was approved in less than five minutes, indicating that Shen Fangping could apply for a loan of 300 million yuan, and then asked Shen Fangping to submit his bank card information.

Sure enough, in the bank account he downloaded, his loan amount had changed from not being eligible for a loan to It became 300 million.

Phew, luckily I didn’t miss it, otherwise I would have missed this opportunity. I would have to wait until the Year of the Monkey to actually have the funds to start an Internet company.

After sending all the information, Shen Fangping waited for the other bank to lend money. Thinking about what will happen after starting the company

"That's right, Mr. Shen. The staff member sent another message to Shen Fangping,"Our system here shows that your bank card does not have enough liquidity and cannot lend money."

Shen Fangping was a little confused,"What do you mean?""

"That's right, it means that your bank card authority is not enough and you don't have such a large turnover, so the 300 million loan we give you cannot be transferred to your account."

Then the staff member sent a screenshot.

Sure enough, in their system, there was indeed a loan issued, but it was restricted by the bank's insufficient liquidity.

"then what should we do?"

"It's like this, Mr. Shen, if the 300 million yuan can successfully reach your account, your bank flow must reach at least 300 million yuan."

Shen Fangping understood what the other party said, and also understood that his account balance was far less than 300 million,"So you can't get the loan, right?"

"No, Mr. Shen, since your bank card is restricted by insufficient turnover, then we have to find a way to lift this restriction, that is, we need to increase the turnover amount of your bank card. Do you understand?"

"Um. Shen Fangping nodded,"How to do it?""

"We need to transfer the money in your bank card to the designated account, and then transfer it back again, and so on until the turnover of your bank card reaches 300 million, so that we can grant you a loan."

At this moment, Shen Fangping started to worry, should he really do this? Why does the other party's tone sound so like a liar? But after thinking about it, Shen Fangping decided to take the risk.

Again, don't be afraid that the other party is a liar, just be afraid of what the other party says. It's true.

Shen Fangping needs that 300 million very much. Compared with having this 300 million loan, it is worth taking a little risk. If it is false, he will lose 20 million. At that time I will choose to call the police. If he dares to defraud a huge sum of 20 million, then he will be shot.

"OK, I believe you."

Shen Fangping chose to take this risk and started to increase the turnover of his bank card according to the other party's instructions.

Shen Fangping did not take it to heart about the repeated warnings of being defrauded when making payments. When he decided to do this, Understand that it is impossible for him to get a loan as a legal citizen, so the loan process cannot be so formal, and he will naturally be warned, but this does not necessarily mean that he has been cheated, it can only mean that it is irregular.

When he sees his first When he transferred all the money at once and the other party transferred it in again, Shen Fangping became more relaxed about his mental arithmetic.

"Like this, Mr. Shen, your money is too little, only 20 million. In this case, we need to operate at least ten times to improve your bank flow to the point where we can issue loans. Can you borrow some money from your relatives and friends? Well, it only takes ten minutes for us to complete the operation. In this case, you will get the loan quickly. What do you think, Mr. Shen?"

When he saw that all the money in his bank card had been transferred, and suddenly saw this message, Shen Fangping closed his eyes weakly. He knew that he had made a wrong bet. This time, he really encountered a liar. , was really defrauded of 21 million

"Is Mr. Shen still there? Shen

Fangping suppressed his anger and said,"Yes, but I can't borrow money now.""

"Mr. Shen, are you sure? If so,……"

"Stop pretending, liar. I sympathize with you. You have defrauded so much money now. At least you will not be beaten up, and at least you will be given preferential treatment. But liar, do you know who I am? Don’t you know my information? You Do you know what will happen if you make me angry? Can you take 21 million? I want you to die without a burial place, I said so."

Shen Fangping sent this message out, and was editing a new message, but found that he had been blocked. At this moment, Shen Fangping laughed angrily, and he made himself laugh stupidly.

He was blocked for a credit check How could the person who blocked me get a loan? It was still 300 million. I actually had such a sense of luck. As a result, reality gave me a vivid moment. The moment you had a sense of luck, you Already in a losing situation.

21 million suddenly disappeared from the card. Shen Fangping felt sad and ridiculous for no reason. He hadn't really enjoyed life yet. The money was originally just a string of numbers in the bank card, which could be exchanged for many times. Material possibilities, but now, this string of numbers has returned to zero.

Liar, good, very good, very good.

A murderous intent appeared on Shen Fangping's face,"Since I want to become a truly strong man, I cannot be merciful. I must Decisive killing, only 21 million, or something, but liar, my money is not that easy to get."

Thinking like this, Shen Fangping calmly picked up the phone again.